Visa
Using Credit Wisely
Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer...
Curated OER
Credit - Good? Bad?
Students examine credit cards. They explore the detrimental effects that result from debt and poor credit. Students analyze interest rates, minimum balances, and consumer debt. Students survey the benefits of credit cards.
Visa
The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
New York City Department of Education
The Game of Life
Academics use their research skills to create a financial guidebook for young adults. They also learn about the skills needed to be successful as an adult, including how to use credit cards and how to buy a car. Hands-on activities and...
Curated OER
Consumer Credit
Students investigate he concept of consumer credit by explaining the benefits of using credit. The costs of their use is discussed in the lesson and the criteria that is used in order to establish credit. They work in cooperative groups...
Council for Economic Education
You Can BANK on This! (Part 4)
Students assess both negative and positive incentives associated with credit card use. They identify profit as an economic incentive for banks to offer credit cards.
Curated OER
Learning Economics through Comics
Students summarize the historical development of money. In this economics instructional activity, students describe the process of bartering and explain how money facilitates trade and exchange. Students also define and describe...
Curated OER
What is Credit?
Students listen to a guest speaker discuss credit, and what lenders look for when approving loans. They investigate savings and loans, banks, credit unions and finance companies to find out what A.P.R. they charge for certain items.
Curated OER
A New coat for Anna
Second graders participate in a bartering activity. They discuss the problems of bartering. Students read the book "A New Coat for Anna," by Harriet Ziefert. Students discuss the bartering Anna's mother did. They record the trades made...
Curated OER
A Lesson To Accompany "The First Bank of the United States: A Chapter in the History of Central Banking"
Here is an interesting topic. Learners examine the economics that led to the founding of the First Bank of America. They participate in a reader's theater experience depicting the debate between Alexander Hamilton and Thomas Jefferson...
Curated OER
The Labor Force and Unemployment
Students calculate employment and unemployment rate. In this economics lesson, students investigate the labor market and make predictions based on collected data. They also calculate unemployment rate in the class.
ProCon
Penny
Twenty-nine percent of Americans want to abolish the one-cent coin, which begs the question: Is a penny saved really a penny earned? Scholars read fascinating facts about the history of the penny in preparation for a class debate or...
Curated OER
Protecting Your Identity--and Helping Other Protect Theirs
Students create a presentation explaining how they can guard against identity theft. Prior to creating the presentation, students research identity theft: how it occurs, how to avoid it, what to do when someone thinks it has happened to...
Curated OER
Borrowing and Lending
Fourth graders investigate the advantages and disadvantages of borrowing money. In this financial awareness lesson, 4th graders read the book Ben and Me and create a table displaying the advantages and disadvantages of borrowing money.