You're never too young to learn about banking and personal finance. Use a set of seven banking lessons to teach middle schoolers about checking and savings accounts, interest rates, loans and credit cards, and safety deposit boxes.

Here is a detailed breakdown of the traditional banking system, including the roles that intermediaries play as brokers and in making loans, as well as an introduction to the parallel system of shadow banking.

What does an examiner look for when analyzing a bank's financial condition? In addition to learning about the 5-Cs for reviewing loans and CAMELS (capital, assets, management, earnings, liquidity, and sensitivity to risk), your learners...

Why was there a lack of confidence in the money and banking system of the early United States government? What historical events led to the establishment of the Federal Reserve System? Here you'll find reading materials and worksheets to...

What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...

From writing and depositing checks to comparing ATM and debit cards, pupils develop financially savvy practices and build foundational knowledge of the financial service products available through banking institutions. 

Why shouldn't we just save all our money in our mattress? Couldn't our money disappear? Pupils discover the benefits of utilizing banks and credit unions for saving money, as well as how to evaluate different types of...

From the First and Second Banks of the United States to the founding of the Federal Reserve, discover how the American nation attempted to reform its financial history throughout the years.

Cha-ching! You just hit the jackpot with this interactive consumer math unit. Supported by a series of online lessons and activities, these lessons engage students in applying their math skills to real-life personal...

What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson on key concepts that every learner should know...

Cha-ching! Using the practical resource, scholars investigate the different types of bank accounts and banking services available. Pupils view a PowerPoint, practice writing checks, and complete a checking account research project.

From checking and savings accounts to learning the importance of maintaining records and balancing a bank account, prepare your learners to become financially independent and savvy adults, and explore all the intricacies of owning a bank...

Each day, people throw currency away in different ways because of a lack of financial knowledge. Introduce your learners to the importance of financial literacy and assess their understanding of banking and personal finance.

It's time to crack open that piggy bank and see what's inside. First, count up the pennies, nickels, dimes, and quarters, identifying what fraction of them are dimes. Then calculate the total value of the coins, writing another fraction...

How does a bank make money? That is the question at the based of a lesson that explores the methods banks use to calculate interest. Groups compare the linear simple interest pattern with the exponential compound interest pattern. 

Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...

Don't wait for a crisis to get your finances together. An economics lesson demonstrates the importance of understanding crucial documents, banking basics, and financial tools with the focus on Hurricane Katrina in 2005 and its effects.

The Federal Reserve System as a decentralized central bank can be a difficult concept for learners to grasp. Help them get a firm handle on this concept using this resource, in which class members work as a group to identify the...

Before loaning a friend money, what factors would you consider and why would you lend it? Your young economists will face questions like these in a lesson on banking, profit, risk, and reward, which includes the reading of the book...

Review the Great Depression in the United States from an economist's perspective, examining roots of the crash, government policy actions, and policies instituted by the Fed.

This lesson is packed with instructional material and activities on the Federal Reserve System, monetary policy, and the relationship between bank reserves, interest rates, employment, and price stability.

Learn the difference between saving money and investing money, as well as the advantages and disadvantages of each. Kids review banking and personal finance terms before studying the different ways that people can reach their financial...

Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important...

Young geometers become pool sharks in this analysis of the angles and lengths of a trick shot. By using angles of incidence and reflection to develop similar triangles, learners plan the exact placement of balls to make the shot....