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Practical Money Skills

Budgeting Your Money

For Teachers 6th - 12th
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
Lesson Plan
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Federal Reserve Bank

Creating a Budget

For Students 9th - 12th Standards
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Lesson Plan
Visa

The Art of Budgeting

For Teachers 7th - 8th Standards
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
Lesson Plan
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Federal Reserve Bank

A Penny Saved

For Teachers 10th - 12th Standards
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
Lesson Plan
Visa

Money Matters: Why It Pays to Be Financially Responsible

For Teachers 9th - 12th Standards
What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.
Activity
Realistic Preparedness

First Aid Kit

For Teachers 3rd - 8th Standards
Here is the perfect resource to support learners in designing comprehensive first aid kits tailored to their unique location, budget, and needs. This is an excellent supplement to your instruction on emergency preparedness!
Unit Plan
Wells Fargo

Hands on Banking

For Teachers 4th - 8th Standards
Cha-ching! You just hit the jackpot with this interactive consumer math unit. Supported by a series of online lessons and activities, these lessons engage students in applying their math skills to real-life personal...
Activity
Conneticut Department of Education

Personal Finance Project Resource Book

For Teachers 6th - 12th
Balancing a budget, paying taxes, and buying a home may feel out of reach for your high schoolers, but in their adult years they will thank you for the early tips. A set of five lessons integrates applicable money math...
Unit Plan
Northern Ireland Curriculum

Money Wise

For Teachers 6th - 8th
Does money seem to slip through your middle schoolers' fingers? Encourage them to examine spending, saving, and budgeting habits with a unit on consumer skills and money management. Young spenders study the waste that occurs with school...
Unit Plan
Federal Reserve Bank

It's Your Paycheck

For Teachers 6th - 12th Standards
Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important...
eBook
Open Oregon Educational Resources

Beginning Excel

For Students 9th - Higher Ed Standards
How can Microsoft Excel help manage data in people's personal and professional lives? Using the Beginning Excel eBook, scholars learn the basics of creating, editing, and using spreadsheets. They explore spreadsheet design, formulas,...
Organizer
Arizona Department of Education

Be Independent / Life Management Skills

For Teachers 9th - 12th
Living independently is about more than managing money. Learn how to manage time, balance responsibilities, and calculate overtime and income with a set of activities about life management skills.
Lesson Plan
California Department of Education

Choosing My Lifestyle

For Teachers 10th Standards
How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson in a five-part series tasks individuals with determining an...
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Practical Money Skills

Buying a Home

For Teachers 9th - 12th Standards
Guide high schoolers through the process of buying a house with a simulation lesson. As pupils learn about mortgages, renting versus buying, and home inspections, they discuss ways to make informed financial decisions and sound...
Lesson Plan
Visa

Saving and Investing

For Teachers 7th - 8th Standards
Impress upon your young adults the importance of saving and investing, and give them a foundational vocabulary from which they can continue to build their financial literacy. This lesson plan covers short- and long-term budget goals,...
Unit Plan
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Ohio State University Extension

Teen Leadership

For Students 7th - 12th Standards
Are the young leaders of tomorrow sitting in your classroom right now? Polish their skills to perfection using a series of teen leadership activities. Each lesson promotes both personal growth and team building, while helping scholars...
Lesson Plan
Scholastic

Hillary Conquers Everest

For Teachers 3rd - 8th Standards
If a field trip to the summit of Mount Everest isn't in your school budget, make the trek virtually! An interactive lesson allows class members to follow Sir Edmund Hillary and Tenzing Norgay's trail up the mountain, and provides...
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Workforce Solutions

Reality Check

For Teachers 6th - 8th
Scholars complete the Reality Chech handout that identifies their potential salary given a specific profession. Pupils examine the lifestyle options and choose what they wish to have; however, each item costs money and, depending on how...
Lesson Plan
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Practical Money Skills

Cars and Loans

For Teachers 6th - 12th
Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance...
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Virginia Department of Education

Practical Problems Involving Decimals

For Teachers 5th - 7th Standards
After discussing decimals and "going shopping" in the classroom, young mathematicians are given four practical word problems that require them to estimate their answers, given specific information. The highlight of the lesson is...
Worksheet
Federal Reserve Bank

Choices Are Everywhere: Why Can’t We Just Have It All?

For Students 11th - 12th Standards
Here is a resource covering a range of terms and concepts regarding scarcity, opportunity cost, and government debt in economics. 
Worksheet
Federal Reserve Bank

Higher Gasoline Prices: Temporary or Time to Buy a Hybrid?

For Students 9th - 12th Standards
Gasoline prices garner a lot of attention in the United States. What can explain a temporary decline in gasoline consumption, and how do gasoline prices spur innovation in the energy and automotive industries?
Unit Plan
REMC Association of Michigan

Remc Association of Michigan: 21 Things4 Students: 16. Career Prep

For Students 9th - 10th
In this learning module, students complete six Quests. They begin by exploring their personality, skills, and interests. Next, they will explore careers that fit their profile, create employability documents, create an online portfolio,...
Activity
Education Development Center

Tune in to Learning: Is Paying Over Time a Smart Move?

For Students 9th - 10th
At T.V. 411 you can explore the concept of paying over time with situations involving credit cards, rent to own items, and more. This interactive lesson gives the learner an opportunity to make decisions about money management.

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