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Lesson Plan
1
1
Curated OER

Wants and Needs

For Teachers 1st
Here is an outstanding lesson on wants versus needs designed for 1st graders. Pupils listen to the book, Something Good which presents themes on wants, needs, choice, resources, and counting money. Pupils complete worksheets embedded in...
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Lesson Plan
Curated OER

Having a Savings Plan

For Teachers K - 2nd
Young scholars discover the importance of saving and spending. In this finance lesson plan, students read the book Kermit the Hermit and discuss the differences between needs and wants. The young scholars complete worksheets concerning...
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Activity
Girl Scouts

Daisy Making Choices Leaf

For Teachers K - 2nd Standards
Shed light on the concept of financial literacy with a series of four activities that examines needs vs. wants, gives scholars the opportunity to buy products using paper money, and set goals to save money.
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Lesson Plan
Curated OER

Determining Needs Versus Wants

For Teachers Higher Ed
Pupils discriminate between a need and a want in home buying. They write a detailed description of their dream home. Finally they categorize each of their listed home features as a need or a want.
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Lesson Plan
Visa

Savvy Spending: Sharpening Money Decisions

For Teachers 9th - 12th Standards
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource will...
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Lesson Plan
Curated OER

Needs and Wants

For Teachers 8th - 9th
Pupils examine the difference between psychological needs and wants to control spending.
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Lesson Plan
Curated OER

Money Management Intelligence

For Teachers 9th - 12th
Learners follow directions to help a client with his/her budget. After selecting their client, they download confidential data and listen to the challenge presented on the website. They adjust the budgets as needed. Then, they click play...
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Lesson Plan
Curated OER

Curiosity Shop

For Teachers 1st
First graders simulate shopping for needs and wants. In this money lesson, 1st graders examine Norman Rockwell's painting "Curiosity Shop." Students role-play shopping in a store and making purchases.
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Lesson Plan
Curated OER

I Can Buy Anything I Want: Consumer Debt and Social Responsibility

For Teachers 9th - 12th
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
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Lesson Plan
Curated OER

Budgeting (Part 1)

For Teachers 5th - 6th
Students examine why a budget may be helpful. In this budgeting lesson plan, students graph how they spent money during the past week. They discuss the benefits of creating a budget and explore the difference between wants and needs.
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Lesson Plan
1
1
Practical Money Skills

Cars and Loans

For Teachers 6th - 12th
Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance lesson. 
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Lesson Plan
1
1
PricewaterhouseCoopers

Paying for College: Finding the Right Fit

For Teachers 9th - 12th
Most want to attend college, but do they know where? How will they afford it? How do they apply? Learners discover the costs associated with college and the best way to budget and possibly apply for financial aid. 
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Lesson Plan
1
1
Curated OER

Barter vs. Money

For Teachers 1st
First graders listen to the book, Sheep in a Shop, that leads them to think about making financial decisions, trading, and the barter system. After the book is read aloud, a discussion ensues about some of the things that the sheep...
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Lesson Plan
PLS 3rd Learning

Monthly Budget & Operating Costs

For Teachers 9th - 12th
What teenager wouldn't want a car? But before they make that big purchase, this exercise helps them to understand the costs involved. It includes a worksheet to calculate expenses like taxes and fees, maintenance, gas and insurance, as...
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Lesson Plan
Visa

Dream Big: Money and Goals

For Teachers 9th - 12th Standards
Whether their objective is independent living, going to college, or buying a car, pupils will participate in discussions and complete worksheets to gain an understanding of how short- and long-term goals play a large role in helping...
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Lesson Plan
Council for Economic Education

You Can BANK on This! (Part 2)

For Teachers 3rd - 5th
This is part two in a four-part instructional activity on banking and personal finance. In this instructional activity, learners analyze whether or not they have made a good purchase, then discuss how to make an informed decision about a...
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Lesson Plan
Learning to Give

Five Thousand Dollars!

For Teachers 9th - 12th
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
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Lesson Plan
2
2
Federal Reserve Bank

Creating a Budget

For Students 9th - 12th Standards
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
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Lesson Plan
SaveandInvest.org

The True Cost of Owning a Car

For Teachers 10th - 12th
Almost every teen wants a car, but can they really afford one? The lesson walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
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Assessment2:53
Mathed Up!

Best Buys

For Students 6th - 8th Standards
Which scenario is the better deal? Class members examine nine scenarios to determine which choice offers a better deal. Pupils decide whether they need to find unit costs or total prices to compare the two options.
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Lesson Plan
Curated OER

Home Living/Daily Living: Selecting an Outfit

For Teachers 9th - Higher Ed
When people make clothing choices, they should be attempting to buy clothes that are the proper size. Unfortunately, for most that is a skill that they have never been taught. Make sure your special education learners can purchase...
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Lesson Plan
1
1
Federal Reserve Bank

Lesson 1: Katrina Strikes

For Students 7th - 12th Standards
Most families have an emergency kit in their home with flashlights, water, and extra food. But what happens to your money when disaster strikes? An economics lesson focused on the aftermath of Hurricane Katrina in 2005 demonstrates the...
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Lesson Plan
Curated OER

So You Want to Drive an Automobile?

For Teachers 9th - 12th
Students research types of auto insurance that are required in the state of Florida. They choose an automobile and find the cost of insurance to legally drive it.
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Lesson Plan
Curated OER

Rice Math

For Teachers 4th
Fourth graders practice basic subtraction facts using a number grid.  In this rice math lesson, 4th graders figure out how much more they need to get to a specific number.  Students complete a chart of examples and then play a game.

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