Curated OER
How Do You Spend Your Money?
Fifth graders examine ways to save and spend money. They look at ways that people earn, save, and spend money using chapters from Tom Birdseye's Tarantula Shoes. They add and subtract decimals to fill in a worksheet entitled, "Is It a...
Curated OER
Learn to Earn When you Tend to Spend
Analyzing and understanding word problems is extremely important. Pupils learn that in money problems, earn usually means you add and spend usually means you subtract. They will solve a series of money-related word problems, label coins,...
Visa
Allowances and Spending Plans
Help youngsters understand how to manage small amounts of money by discussing an allowance and the difference between spending, saving, and giving. Â
Curated OER
Spending Log
In this money management worksheet, learners will track their spending and income for one week. After tracking their income and expenses, students will complete 6 short answer questions about the results.
Curated OER
What Would You Spend Your Money On?: Graph
In this bar graph worksheet, students will ask their classmates which object they would spend their money on: a toy, candy or a book. Then students will record the responses to complete the graph.
Radford University
Government Spending
Spend some time with lines of best fit. An informative unit has learners investigate government spending. They research data on poverty, educational spending, social security, and defense spending, and then analyze lines of best fit for...
Visa
Savvy Spending: Sharpening Money Decisions
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource will...
PwC Financial Literacy
Planning and Money Management: Spending and Saving
Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson plan which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...
Curated OER
Learning to Spend, Learning to Give
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Curated OER
Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
Curated OER
Spending Spree
Students collect objects to use in a classroom store. In groups, they must place a value on each object and take turns spending their fake dollar in the store. They predict how much they can buy and use addition and subtraction to...
Curated OER
Spending
Student explore the value of money. In this addition and subtraction lesson plan, 2nd graders earn "money" for classroom jobs and spend it in the classroom. Students practice how to add prices and calculate change. This lesson plan...
Curated OER
Spending Money
Students complete activities to study the value of money. In this money study instructional activity, students read a story about money and discuss how they earn money at home. Students watch a related video clip and create a class book...
Curated OER
What Can You Do With Money?
Students watch a Biz Kidz video about money, learn what they can do with money, and fill out worksheets on what they learn. Students learn about spending, saving, donating, and investing.
Curated OER
Children's Literature Across the Curriculum Ideas-If You Made A Million
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
Visa
Making Spending Decisions
By role playing real-world experiences, such as purchasing snacks and grocery/toy store shopping, your youngsters will begin to develop an understanding of how to make decisions and choose between alternatives. This is the first activity...
Federal Reserve Bank
Creating a Budget
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
Curated OER
What Percentage of Time Do You Spend Doing Daily Activities?
Engage your kids with an intriguing, real-life exploration that covers several areas in math, and allows for natural academic differentiation.
Curated OER
Using Credit and Spending Money Wisely
Students discuss how to spend money wisely. In this consumer math instructional activity, students read the book, Mr. Popper's Penguins and discuss how much it costs to take care of a pet. Students complete a worksheet to calculate the...
Curated OER
Spending Money
Fourth graders become familiar with the ways people exchange goods and services. In this spending money lesson, 4th graders listen to a chapter from Henry and Beezus and record Henry's earnings and money spent. Students use correct...
Curated OER
Learning to Spend, Learning to Give
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
Visa
Kindness Counts: Understanding Charitable Giving
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both oneself...
Curated OER
How Would You Spend a Million Dollars?
Students plan and organize a theme to spend one million dollars. They select a theme, research prices of items on the Internet, organize the information into a spreadsheet, write an introductory paragraph, and create a final project.
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