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Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Federal Reserve Bank
A Penny Saved
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
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Savings Account Introduction Lesson
This teaching tool promotes a practical understanding of basic mathematical skills by having learners determine percents on interest. There are several worksheet options available as well as a guid on how best to use them.
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What Is the Federal Reserve?
Middle schoolers examine simple bank transactions. In this banking lesson, students analyze banking transactions such as deposits, loans, and how they hold reserves. They participate in simulations of the process of clearing a check and...
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The Panic of 1837 And the Presidency of Martin Van Buren
Students analyze period political cartoons as they study the causes of the Panic of 1837. They use primary sources to evaluate President VanBuren's response to the panic and public opinion of the results of his policies. Then they...
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Andrew Jackson vs. The National Bank
Learners explore Andrew Jackson's vision for the National Bank. In this Jackson presidency lesson, students determine why Jackson vetoed the National Bank's Charter and indentify the causes of the Panic of 1837.
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Funding a Way to the Top
Review economic vocabulary, presidential election campaigns, and current campaign budgets (2004). Your class will determine how they feel about the amount of money spent on presidential campaigns, they will read an informational article,...
Illustrative Mathematics
Setting Goals
Setting financial goals is a common occurrence in middle school that your learners can practice using this activity. They will be able to solve for how many hours Seth needs to work to save up for a skateboard, helmet, and trip. The...
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Saving Strawberry Farm
Students explore U.S. History by analyzing the Great Depression. In this economic instability instructional activity, students read fictitious accounts of a farm dealing with the loss of a Strawberry Farm and discuss the reasons behind...
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FINANCE AND RESPONSIBLE LENDING.
Students study the role of banks, lending and their services. For this analysis lesson, students learn about savings, checking accounts and lending and the importance of banks as financial intermediaries.
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Check It Out
Students discuss the many processes involved with personal banking. They create their own budget based on their career choices. They also practice balancing a checkbook.
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Lesson 3: Where Does Money Come From?
Pupils listen to story Hundred Penny Box by Sharon Bell Mathis, explore history of money, and examine how money is produced in the United States. They discuss why money is used for exchange, and describe how money has changed over time.
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A Basket of Bangles: How a Business Begins
Students consider concepts of banking introduced in the story, "Basket of Bangles." In this banking lesson, students identify key terms through recall questions interspersed in the story. Using five handouts and a game, students compare...
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What Can I Afford?
Young scholars explore the costs of various cell phone plans, and various types of banking accounts to determine which one would yield the highest returns if the money saved from the cell phones were placed in different accounts.
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Who Is Considered A Good Credit Risk?
Students apply the C's of credit to evaluate who is a good credit risk. They are asked how their loaning money to friends relates to their class. Students work in groups of 4-5. They identify as many advantages and disadvantages of...
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Money, Banks, & Financial Institutions
Students engage in a study of financial institutions that includes the banking industry. They participate in a research study using different resources. They are introduced to the concept of bartering and how it is used as a replacement...
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International and Development Banking
Students engage in a lesson that is concerned with the concept of banking in a local and international marketplace. They conduct research using a variety of resources with the end result being a demonstration of a flowchart of how...
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Money and Banking
Twelfth graders explore real world investing and the effects of day to day decisions on their financial futures.
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North V. South And The Bank Creation
Eighth graders investigate the economic status of America during the 1800's and the role of the bank in the early times of our country. They concentrate on the different jobs that people had in the North and South while classifying them...
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Introduction To Earning Interest
Young scholars engage in a lesson on interest and bank savings accounts. They see why people deposit money at banks and other financial institutions and explain that interest is paid on an annual, monthly or quarterly basis.
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Protesting Corporate Globalization
Students explore the different ways that corporate globalization affects society. They research the World Trade Organization, International Monetary Fund and the World Bank, and compare and contrast differing views on the role and impact...
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Credit as Currency: Ancient World History
Students examine use and principles of currency as it relates to the establishment and continuation of credit and banking systems.
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Finance and Responsible Lending
Young scholars learn the characteristics of economic systems through problem solving, communication and representation. For this financial lending lesson, students use math to solve problems dealing with the economy today, to work with...
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Having a Savings Plan
Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...