Curated OER
Should America Balance the Federal Budget?
Students analyze the federal budget of the United States. In this national debt lesson, students listen to their instructor present a lecture regarding the details of the balancing the federal budget. Students respond to discussion...
Curated OER
Budgeting Your Financial Resources
Students explore the aspects of making a budget. In this money management lesson, students learn the importance of budgeting and what all goes into creating a budget by eventually creating a budget of their own including how much they...
Practical Money Skills
Making Decisions
Money represents decisions: spending decisions, saving decisions, and investing decisions. Encourage young adults to think about the decisions they make with their money in a three-day unit about personal finance, consumer spending, and...
Practical Money Skills
Student Loans
If your learners are college bound, they'll need a lesson about student loans and personal finance before they step into their dorm room. A four-day lesson guides high schoolers through the process of budgeting for college, as well as...
Northern Ireland Curriculum
Money Wise
Does money seem to slip through your middle schoolers' fingers? Encourage them to examine spending, saving, and budgeting habits with a unit on consumer skills and money management. Young spenders study the waste that occurs with school...
University of Missouri
Money Math
Young mathematicians put their skills to the test in the real world during this four-lesson consumer math unit. Whether they are learning how compound interest can make them millionaires, calculating the cost of remodeling...
Workforce Solutions
Plan a Vacation
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
Wells Fargo
Hands on Banking
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
Curated OER
The Art of Budgeting
Students create a plan to achieve personal and financial goals. In this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present a...
Curated OER
A Budget Can Help Young People Cut Their Spending
Pupils explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Pupils discuss financial issues that young adults have to deal with as they...
Curated OER
Budgeting Money
Young scholars explore the concept of budgeting. In this budgeting instructional activity, students pick an occupation and develop a list of needs and wants. Young scholars make a list of monthly expenses and budget their income to...
Curated OER
Budgeting (Part 1)
Students examine why a budget may be helpful. In this budgeting lesson, students graph how they spent money during the past week. They discuss the benefits of creating a budget and explore the difference between wants and needs.
Curated OER
Spending: Spend Wisely
Pupils investigate the basics of pricing and the long-term effects of smart spending. They explore the "Bargain Basement" section of the ING website, read about a boy's ideal meal, complete a worksheet that compares the cost of eating...
Curated OER
Spending
Student explore the value of money. In this addition and subtraction lesson, 2nd graders earn "money" for classroom jobs and spend it in the classroom. Students practice how to add prices and calculate change. This lesson incorporates...
Curated OER
Business: Making a Budget
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
Curated OER
Basic Budgeting
Students create a personal budget. In this creating a personal budget instructional activity, students create a list of 3 necessary things they need to survive. Students rank these things in order of importance and determine...
Curated OER
SPENDING: Maintaining the Skill of Money
Fourth graders explore the concept of maintaining money. In this personal finance instructional activity, 4th graders earn "money" for cleaning their classroom desks. Students spend the "money" in the classroom and practice making change.
Curated OER
Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
Curated OER
Budget It!
In this managing money worksheet, learners record all their families expenses and draw a pie chart showing how much money goes where. Students express the importance of planning how to spend money on the lines provided.
Curated OER
Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
Curated OER
Micro Economics - Personal Budgeting
High schoolers explore the real world as it relates to money and how people use it. In this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
Curated OER
Classroom Supplies
Challenge young mathematicians to buy classroom supplies by staying within the means of a $1,000 budget. The mathematical activity provides learners with the opportunity to decide what items from the supply list would benefit a class of...
Curated OER
What Can You Do With Money?
Students watch a Biz Kidz video about money, learn what they can do with money, and fill out worksheets on what they learn. Students learn about spending, saving, donating, and investing.
Curated OER
Children's Literature Across the Curriculum Ideas-If You Made A Million
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...