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Using Credit Wisely
Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer...
Curated OER
Debit and Credit Logs
Supplement your class money system with this logbook. The resource includes cover page as well as the log page, which focuses on attendance and classroom behavior. Each week, kids can add up their credits and debits to determine how much...
Curated OER
Introducing the Classroom Economy
Students discuss the definition of economics and study how current and historic societies have had economic systems. They determine necessary classroom jobs and attach ddaily or weekly salaries to those positions. Students are introduced...
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Banking Services
From writing and depositing checks to comparing ATM and debit cards, pupils develop financially savvy practices and build foundational knowledge of the financial service products available through banking institutions.
Curated OER
Thinking About Credit
Students examine the use of credit such as installment purchases and credit cards. In this credit lesson, students learn the vocabulary associated with credit usage such as mortgage, credit report/score, and debit cards. They determine...
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Using Credit: Not for a Billion Gazillion Dollars
Fifth graders explore the concept of credit. In this consumer education instructional activity, the teacher uses the book Not for a Billion Gazillion Dollars to lead the class in a discussion about credit, debit, and income. Students...
Federal Reserve Bank
Keep the Currency
Each day, people throw currency away in different ways because of a lack of financial knowledge. Introduce your learners to the importance of financial literacy and assess their understanding of banking and personal finance.
Federal Reserve Bank
Banking on Debit Cards
What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson on key concepts that every learner should know...
Curated OER
Income and Expenses
Students discuss income and expenses. In this lesson on money, students define income and expenses, after whith they keep track of their income and expense transactions on a basic ledger.
Curated OER
Interest and Credit
Students define interest and credit. In this algebra lesson, students analyze the pros and cons of having credit versus debit and interest as it applies to credit and debit. Students apply the ideas of interest and credit in their...
Curated OER
Debit or Credit-You Decide
Students identify the similarities and differences between an debit and credit card. In this debit or credit lesson plan, student explain the advantages and disadvantages of using cash and consumer credit to purchase good and services...
Practical Money Skills
Using Banking Services
Using a bank is a privilege and a responsibility for young consumers. Teach them the important terms and details about creating accounts, using an ATM, and maintaining a credit card.
Curated OER
Weigh Before You Pay: Debit or Credit?
Students explore the concept of debit and credit cards. In this debit and credit card lesson, students read an article about debit and credit cards. Students discuss differences between the two forms of payment. Students calculate the...
Curated OER
Credit as Currency: Ancient World History
Students examine use and principles of currency as it relates to the establishment and continuation of credit and banking systems.
Curated OER
Accounting - Analyzing Transactions to Debit/Credit Parts
Students are introduced to how transactions are analyzed with debits and credits. In groups, they complete a T-chart in which the account increases with credits and decreases with debits. To end the lesson, they analyze the various...
Curated OER
Charge Cards!
Young scholars identify and define the various types of credit cards and credit card offers. In this credit cards lesson, students identify the pros and cons of managing a credit card account. Young scholars locate information on the...
Curated OER
Thinking About Credit
Students explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Students discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
Curated OER
Household Budgets
Build practical money skills and an understanding of the real world. The class discusses what they know about household budgets, debits, and credits as they relate to banking and problem-solving strategies. They use their math skills to...
Finance in the Classroom
Unit on Checking
As part of a four-lesson unit on personal finances, class members practice using a checkbook. Exercises include writing checks, filling out deposit and withdrawal slips, and keeping a check register.
Curated OER
Ms. Wiehler's Spring Chalet Dinner Specials
In this integer worksheet, students play a credit/ debit game, complete 2 worksheets with addition and subtraction of integers, and answer a story problem.
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Create a Budget
Young scholars develop a budget spreadsheet to manage finances for their business. In this finance lesson, students use a spreadsheet program to create a budget with credit and debit columns. There are step-by-step directions...
Curated OER
Fractions and Ribbons
Sixth graders explore using inverse operations to solve decimal and fraction problems. For this decimal and fraction lesson, 6th graders prepare ribbon for a part and need to cut it in equal lengths. Students analyze the problem.
Curated OER
Pay Credit When Credit is Due
Students explore the concept of credit. In this credit lesson, students examine student organizers that focus on credit scores and credit history. Students participate in an on-line activity. Students examine credit card offers and...
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Privacy Please: Protecting Your Identity
What are the different ways we are susceptible to identity theft? Impress the importance of protecting personal information and privacy with this resource, which includes an excellent video clip, discussion prompts, and worksheets for...