Curated OER
Extra Credit: It’s No Fairy Tale
Students discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. Students...
PricewaterhouseCoopers
Credit and Debt: Understanding Credit Reports and Managing Debt
Credit cards are tempting to use right out of high school. Teach your upperclassmen the benefits and challenges of credit and how it can affect their future. The instructional activity covers credit scores and ways to strengthen credit...
PricewaterhouseCoopers
Credit and Debt: Decisions, Decisions...
Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they learn trustworthiness is...
Curated OER
Debt: Who Does it Affect?
Debt is a topic that affects everybody: the community, the nation, and the entire globe. Kids take charge of debt by designing a project that informs those in their community about good financial choices, keeps personal debt low, and...
Visa
The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
Visa
Using Credit Wisely
Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer...
Curated OER
I Can Buy Anything I Want: Consumer Debt and Social Responsibility
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
Curated OER
Credit: Buy Now, Pay Later (NEFE)
Students examine credit use and abuse, and the consequences of bankruptcy.
Practical Money Skills
Understanding Credit
Help your young consumers learn about credit and the importance of credit history. With a thorough instructional activity about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be...
ProCon
Student Loan Debt
Should college loan debt be easier to discharge in bankruptcy? Scholars sort through the top three pros and cons to decide for themselves in preparation for a class debate or discussion. Learners may also participate in an online poll to...
Curated OER
How Credit Works
Students discuss credit terminology and analyze an actual loan application from a family member.
Curated OER
Thinking About Credit
Students examine the use of credit such as installment purchases and credit cards. In this credit lesson, students learn the vocabulary associated with credit usage such as mortgage, credit report/score, and debit cards. They determine...
Curated OER
I want a credit card--or do I?
Students pretend to borrow $1000.00 on a credit card. They pretend to make the minimum payments for a year. When they're done, they make a pie chart showing how much of their payments reduced their debt, and how much was interest.
Curated OER
Credit Card Scare
Students examine credit cards and how they work, analyze credit card applications, and practice good spending habits in a credit card simulation.
Curated OER
How Credit Cards Work
Students discuss the nature and use of credit cards. They view a video about the role of credit cards and the whole idea of consumer credit. They examine the benefits and disadvantages to both merchants and consumers.
Curated OER
Credit Card Danger and Abuse
Students, utilizing the computer, excel and internet, study all the downfalls of consumer debts and the complications that come with them. They assess a spreadsheet to graph their data and then present their graphs to their classmates.
Curated OER
Identity Theft & Consumer Protection
This presentation discusses two very important consumer-related topics: identity theft and financial contracts. The first part of the slide show illuminates ways in which personal information can be stolen and used for fraudulent...
Curated OER
Not for a Billion Gazillion Dollars
Students discover what debt, saving, and credit are. In this personal finance lesson plan, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...
Curated OER
Who Controls the Real Cost of Credit Cards?
Students view the film "How Much Does Debt Cost?" and explore the reasons why credit card fees and interest rates have gone up so much over the last 25 years. They participate in class discussion and complete a worksheet.
Curated OER
Debt and Deficits
Learners identify, research and interpret the national debt and deficits of the past through today and why it has risen significantly in the last 20 years. They analyze the size and impacts and discuss the various policy measures for...
Curated OER
Weigh Before You Pay: Debit or Credit?
Pupils explore the concept of debit and credit cards. In this debit and credit card lesson, students read an article about debit and credit cards. Pupils discuss differences between the two forms of payment. Students calculate the true...
Curated OER
How To Estabish And Use Credit
Students investigate how to establish and use credit. They research the application and use process and the effects upon personal finance when using credit. The qualifying indicators are looked at determined whether they are fair during...
Curated OER
Banking
Students correctly write a check and fill out a bank deposit slip. They understand the concept of balancing a checkbook by balancing a bank statement with a check register. Students play with the stock market to understand it a little...