Students listen to the story, "Recollections of Pine Gulch, 1840-1860" to determine how banks "create" money, what reserves are, and what a "run" on a bank is.

Teach your class about the value of a dollar in this economics presentation, which details the inner-workings of commercial banks. From reserve requirements to money expansion, these slides will clear up any misconceptions about "the...

Students participate in a simulation game to discover the role of banks in creating checkbook money through lending practices. They play a lending and borrowing game and use a money multipiler equation to solve problems associated with...

This is part two in a four-part instructional activity on banking and personal finance. In this instructional activity, learners analyze whether or not they have made a good purchase, then discuss how to make an informed decision about a...

After locating Latin American countries on a world map, children read about how microbanks are loaning money to help start small businesses. Involving both current events and economics, the teacher introduces the article with a map...

Students explore basic banking principles and the value of money as they probe into the lesson. The case of Gus Mahler is examined as students discover the money making dealings of the banking industry.

Imagine you have money you want to save ... where do you put it?  Pupils investigate the similarities and differences of banks and credit unions as they determine where exactly to place their hard-earned money. Through a WebQuest,...

What does an examiner look for when analyzing a bank's financial condition? In addition to learning about the 5-Cs for reviewing loans and CAMELS (capital, assets, management, earnings, liquidity, and sensitivity to risk), your learners...

Here is an interesting topic. Learners examine the economics that led to the founding of the First Bank of America. They participate in a reader's theater experience depicting the debate between Alexander Hamilton and Thomas Jefferson...

What do figures of speech have to do with financial literacy? Take an interdisciplinary look at The Berenstain Bears' Trouble with Money to find out. Young analysts read about the cubs' spendthrift ways and how Mama and Papa Bear...

Emerging consumers recognize the types and denominations of U.S. currency. They listen to a guest speaker (if possible) and view a video.  They create their own money using styrofoam and a toothpick for engraving. Consider creating...

Students explore economics by creating a budget. In this financial goal setting lesson, students investigate their use of time by completing a worksheet. Students identify financial goals they would like to achieve in the next several...

Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...

Students will explore good and services, income and saving listening to the story The B. Bears Trouble With Money.  In this early economic lesson, students discuss what it means to earn money doing services and save money to...

High schoolers role-play to show how bank loans made to people can have an impact on others in the community. In small groups, they analyze hypothetical loans, using flow charts or other diagrams to describe the probable impact of each.

Students study money and its place in the economy.  In this middle school Consumer Math lesson, students explore the barter system and the need for money.  Students explore how money works in society and explore modern money...

Every little penny counts, especially when it comes to saving for emergencies or long-term goals. Pupils evaluate different saving and investment strategies, such as a CD or money market account, through worksheets and by...

Examine how the economics of a school store relate to real world economics. Elementary students explore various websites, complete a Venn diagram, create a schedule of wages for the students, read the book "A Chair For My Mother" and...

Eleventh graders list factors that helped cause the economic collapse during the Great Depression. In this Great Depression lesson plan, 11th graders view video clips, read, and research the Great Depression and identify bank...

Students create a three-part bank. In this savings instructional activity, students utilize the three-part bank to separate their spending needs, wants, and long term goals. Students share some of the money earned for donation. Students...

Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...

Political instability often rattles a country. How does it affect the economy? Scholars consider look at the issue using College Board materials. Additional questions examine the role of interest rates and reserve banks to provide...

Learners explore how people use money every day and how it is one of the defining resources in our life.

Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...