Assessment
Houghton Mifflin Harcourt

Simple and Compound Interest

For Students 7th - 12th Standards
Your learners will get lots of practice calculating simple and compound interest by the end of this lesson. Simple explanations and examples lead learners through the concepts and steps of calculating simple and compound interest...
Lesson Plan
Curated OER

M&M Interesting

For Teachers 6th - 8th
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
Lesson Plan
National Research Center for Career and Technical Education

Business Management and Administration: Compound Interest - A Millionaire's Best Friend

For Teachers 6th - 12th Standards
Many math concepts are covered through this resource: percentages, decimals, ratios, exponential functions, graphing, rounding, order of operations, estimation, and solving equations. Colorful worksheets and a link to a Google search for...
Lesson Plan
Curated OER

Interest: Interest Olympics

For Teachers 6th - 9th
Students determine how interests is calculated and a how it accrues. They examine charts and graphs that show the intricacies of interest. They determine how to increase their own saving by using interest while working with a partner to...
Lesson Plan
Federal Reserve Bank

Financial Literacy Infographic Scavenger Hunt

For Students 9th - 12th Standards
A lesson in personal finance can be the most valuable part of a high school education. Connect the basics of banking with informational reading skills in a lesson that prompts teenagers to answer a series of questions based on...
Lesson Plan
Council for Economic Education

Loan Amortization - Mortgage

For Teachers 9th - 12th Standards
When you buy a home for $100,000, you pay $100,000—right?  On the list of important things for individuals to understand, the lesson presents the concept of interest rates and loan amortization using spreadsheets and online sources....
Lesson Plan
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2
Federal Reserve Bank

Savvy Savers

For Teachers 9th - 12th Standards
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal...
Lesson Plan
Visa

A Way to Wealth: Understanding Interest and Investments

For Teachers 9th - 12th Standards
Money motivates! Help young bankers understand how math plays a part in investing. Give learners math practice while instilling real-world financial literacy skills.
Lesson Plan
Curated OER

The Hundred Penny Box

For Teachers 4th - 6th
Students compare how people save money in financial institutions, after reading the story, The Hundred Penny Box. They analyze the advantages of regular saving and how savings grow with compounding.
Lesson Plan
Council for Economic Education

A Penny Saved

For Teachers 9th - 12th Standards
A penny saved is a penny earned! Scholars research the different ways to save money over a lifetime. They investigate the Rule of 72, compound interest, and sub-prime loans to gain an understanding of how banks aid in the saving process....
Lesson Plan
1
1
Federal Reserve Bank

Less Than Zero

For Teachers 2nd - 4th Standards
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
Lesson Plan
Curated OER

Spend, Save, Invest or Donate (9-12)

For Teachers 9th - 12th
Students explore the concept of personal finance. In this philanthropy instructional activity, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits,...
Activity
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Council for Economic Education

Great Civilizations Develop around Rivers

For Teachers 5th - 8th Standards
If you lived in prehistoric times, what kinds of choices could your family make to increase their chance of survival? By making similar decisions in a simulation game, participants discover how specialization creates both opportunity and...
Lesson Plan
Curated OER

The Hundred Penny Box

For Teachers 5th - 7th
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
Lesson Plan
Curated OER

How Do You Double Your Money?

For Teachers 7th - 12th
Pupils understand how to calculate the return on investments for various rates and lengths. Also, they compare their results with the StocksQuest Calculator, which lists calculations year by year.
Lesson Plan
Council for Economic Education

Timing Is Everything

For Teachers 9th - 12th
Students discuss the incentives and opportunity costs of spending vs. saving. They follow an interactive website which shows them the how much money they could end up with by saving instead of spending.
Lesson Plan
Roy Rosenzweig Center for History and New Media

Reconstruction

For Teachers 6th - 8th
When slavery ended, what did the government do to help African American during Reconstruction? An interesting instructional activity uses primary sources such as newspaper articles to help scholars analyze Reconstruction policies and how...
Lesson Plan
Curated OER

BUS: The Future Begins Yesterday-Making Medicines

For Teachers 9th - 12th
Your learners have all been to the drug store to pick up a prescription, but have they considered working on the other side of the counter? Discuss the potential career possibilities available to those interested in the pharmaceutical...
Lesson Plan
Curated OER

Be the Kiwi: Money and Banking

For Teachers 6th - 8th
Students practice converting money systems and interest. In this money lesson, students convert U.S. and New Zealand dollars. Students also discuss international travel and money exchange rates.
Lesson Plan
Curated OER

Filling Empty Pockets: Borrowing, Loans, and Credit

For Teachers 9th - 12th
Students examine credit components and how each works within our economy today. In this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line research.
Lesson Plan
PricewaterhouseCoopers

Saving and Investing: Building Wealth for Financially-Secure Futures

For Teachers 9th - 12th
While spending is fun, saving for a retirement is the future. Young adults learn about the importance of saving and different opportunities to do so during their adulthood. 
Lesson Plan
Visa

Home Sweet Home: Purchasing a Place

For Teachers 9th - 12th Standards
While the process of buying a home can certainly be overwhelming, give your young adults a leg up for their future by introducing them to the components of a mortgage, as well as exploring the basic concept of credit and how to become...
Lesson Plan
Curated OER

Take Time to Save Now

For Teachers 6th - 12th
Students brainstorm reasons to save money, investigate impact of saving regularly using interactive, on-line calculators, explain how compounding interest affects savings, explore different strategies for saving money, and write personal...
Lesson Plan
Curated OER

Investment Plans

For Teachers 8th - 11th
Students explore investment plans. They write the explicit and recursive forms of the sequence of an investment and compare the amount to the continuously compounded interest formula for the same time period, interest and principal....

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