Lesson Plan
Federal Reserve Bank

Cotton in My Sack

For Teachers 4th - 6th Standards
As part of a study of saving choices and opportunity costs, class members listen to a reading of Lois Lenski's Cotton in My Sack, and then evaluate the spending choices made by the Hutley family.  
PPT
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Section 1: Analogies

For Students 9th
Introduce your freshmen to analogies with this packet of prompts that also includes strategies for solving these critical thinking puzzles.
Worksheet
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Fractions and Percentages

For Students 9th - 11th
In this algebra activity, students solve problems containing fractions and percents. They convert between decimals, percents and fractions. There are 23 problems.
Lesson Plan
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Value of Education: Education and Earning Power

For Teachers 4th - 9th
Young scholars explore the concept a higher education yields higher earnings. Throughout the class, students visit six workstations and examine occupations, education, salaries, spending, banking, and taxes. As young scholars rotate...
Lesson Plan
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Math and Money

For Teachers 6th - 8th
Students explore personal finance.  In this middle school mathematics lesson, students investigate banking, income tax, and the cost of living.  The lesson includes two bonus lessons on graphing their personal spending habits...
Lesson Plan
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Money Matters to Me

For Teachers 4th
Fourth graders explore economics by identifying financial goals. In this consumerism lesson, 4th graders discuss money matters and how to conserve an income when they get older in order to achieve their goals. Students collaborate in...
Lesson Plan
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Interest and Credit

For Teachers 9th - 11th
Students define interest and credit. In this algebra lesson plan, students analyze the pros and cons of having credit versus debit and interest as it applies to credit and debit. Students apply the ideas of interest and credit in their...
Lesson Plan
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Loose and Tight Monetary Policy

For Teachers 9th - 12th
High schoolers discuss goals of tight or loose monetary policy, act as advisers to heads of various nations' central banks to determine whether countries should pursue tight or loose monetary policy, and present realistic solutions...
Lesson Plan
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"Breadline": The Great Depression Causes, Consequences and Recovery

For Teachers 5th - 8th
Students compare prices of popular items of late 1920s to cost of those items presently, determine which companies are best in which to invest, analyze causes and consequences of stock market crash of 1929, and evaluate significance of...
Lesson Plan
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How to Protect Your Money

For Teachers 10th - Higher Ed
Students review the basics of investing. They discuss saving strategies and investing fundamentals. Afterward, they consider a scenario from different investment perspectives.
Worksheet
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Vocabulary Lesson: Money Worksheet

For Students 3rd - 4th
In this money vocabulary worksheet, students answer 10 short answer questions about spending and saving money. Students must write about borrowing and lending money as part of this worksheet.
Lesson Plan
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The Secret Life of Money Part 2

For Teachers 6th - 12th
Students explore how people use money every day and how it is one of the defining resources in our life.
Lesson Plan
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Lesson 2: What Is Money?

For Teachers 2nd - 3rd
Students describe the functions of money as a medium of exchange, a store or a measure of value. They determine a number of characteristics of money by completing an activity in which they assign common items the value to buy candy. They...
Lesson Plan
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Counting Money

For Teachers 2nd - 3rd
Students discover the importance of economics through Shel Silverstein's poem Smart. Students are introduced to the concept of earning money and using money to purchase necessary items, after becoming familiar with U.S. money.
Lesson Plan
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Buying Without Money

For Teachers 6th - 10th
Students describe life in the Virginia colony. They explain how money, barter, and credit were used. Students simulate trading items among classmates. Students compare/contrast credit and trade.
Lesson Plan
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Using My Money Wisely

For Teachers 6th - 8th
Students discuss the costs and benefits of spending and saving their money. They identify a decision-making process to money decisions. They also examine their opportunity costs.
Lesson Plan
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Value of Education: Education and Earning Power

For Teachers 5th - 9th
Learners explore the earning power of someone with a post-high school education. In this education and income lesson, students evaluate examples of occupations, their salaries, and education level needed for the job. Learners calculate...
Lesson Plan
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Money, Banks, & Financial Institutions

For Teachers 10th - Higher Ed
Students engage in a study of financial institutions that includes the banking industry. They participate in a research study using different resources. They are introduced to the concept of bartering and how it is used as a replacement...
Lesson Plan
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A Safe Place For My Money

For Teachers 6th - 8th
Middle schoolers examine the roles of different types of financial institutions. They also identify the basic accounts found at the institutions. They ask questions to representatives that come and speak to the class.
Lesson Plan
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International and Development Banking

For Teachers 10th - Higher Ed
Students engage in a lesson plan that is concerned with the concept of banking in a local and international marketplace. They conduct research using a variety of resources with the end result being a demonstration of a flowchart of how...
Worksheet
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Saving Money - 2

For Students 3rd - 4th
In this money worksheet, students read the word problem about earning and saving money. Students answer two questions about the problem.
Lesson Plan
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Hey Friend, Can You Lend Me Some Money?

For Teachers 6th - 8th
Students examine credit and discuss that it is a loan and must be paid back. They explain the costs and benefits of using credit. They also practice filling out a credit application.
Lesson Plan
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North V. South And The Bank Creation

For Teachers 8th
Eighth graders investigate the economic status of America during the 1800's and the role of the bank in the early times of our country. They concentrate on the different jobs that people had in the North and South while classifying them...
Lesson Plan
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A Money Plan

For Teachers 6th - 8th
Students discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.

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