A penny saved is a penny earned! Scholars research the different ways to save money over a lifetime. They investigate the Rule of 72, compound interest, and sub-prime loans to gain an understanding of how banks aid in the saving process....

How much is owed? A calculated resource introduces the simple interest formula with a video that describes how to use it. Classmates then show what they know by answering questions within a simple interest worksheet.

Learners examine coins from around the world and write down their observations. As a class, they discuss the types of symbols used on the coins from different countries and locate the country on a map. To end the lesson, they calculate...

Buying a car is no easy task, and can have major long-term consequences if done without proper financial knowledge. Ensure your learners are prepared with the information and criteria for comparing different car deals and signing...

While the process of buying a home can certainly be overwhelming, give your young adults a leg up for their future by introducing them to the components of a mortgage, as well as exploring the basic concept of credit and how to become...

How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.

Middle school energy experts read about the relationship between energy use and cost-efficiency. Then they work through a couple of scenarios to determine which approach is more cost-effective.

Third graders explore the value of U.S. money. In this money lesson, 3rd graders print out pictures of money from the Internet and create play money. The students will play a game in which they display the amount of money called out by...

The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...

Money motivates! Help young bankers understand how math plays a part in investing. Give learners math practice while instilling real-world financial literacy skills.

Young scholars use a chart to show how gaining interest is a beneficial part of having a savings account. In this banking lesson plan, students also learn about the workings of an ATM and a checking account.

Loans are rarely provided without a cost. Pupils evaluate the high cost of using a payday loan or payday advance through discussion and worksheets, and finally work in groups to develop short public service announcements...

Why are US dollars no longer backed by gold and silver? What is our medium of exchange, and what would it be like to live in a barter economy? Learners consider these questions, as well as learn about the major historical events in the...

Students examine the economic effects of a strong and weak U.S. dollar. They identify the currency used in countries which regularly trade with the U.S., discuss the pros and cons of a strong U.S. dollar, and calculate the prices in...

Help your young consumers learn about credit and the importance of credit history. With a thorough lesson about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...

From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.

Students plan a trip.  In this trip planning lesson plan, students use a map to find where they would like to visit with a pretend family of 4. They get a specific amount of money and time and need to decide where they will stay and...

Students calculate commission for a stock transaction through a broker using the relationship between percentages and decimals. They decide which stocks are preferable based on the price to earnings ratios listed on the stock market quotes.

For this personal finance worksheet, students use their problem solving skills to calculate exchange rates and practice writing checks.

Candy is a big business! Calculate the amount of money consumers spent on major holidays—Easter, Halloween, Christmas, Hanukkah, and Valentine's Day—based on the total amount of candy sales from 2011 and the percentage of each holiday's...

Here is an interesting topic. Learners examine the economics that led to the founding of the First Bank of America. They participate in a reader's theater experience depicting the debate between Alexander Hamilton and Thomas Jefferson...

Interest can be both a best friend and an enemy...show your learners how it can manifest through this set of 10 word problems. For each, they calculate time, principle, interest, or rate and choose an answer from multiple choice...

What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson on key concepts that every learner should know...

Fifth graders share the book, "The Story of Money" and discuss the uses of money, bartering, trade and the history of money. Students discuss various ways of spending: cash, check, debit/credit cards and review the check writing process....