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Center for Literacy and Disability Studies
Personal Financial Literacy: Checking
After researching local banks and the checking account benefits offered by each, class members practice filling out a deposit slip, writing a check, and keeping a transaction register.
Curated OER
The Nitty-Gritty of Checkbooks
Students explore how to maintain a checking account. They control, disburse money, and keep their checking account balance. Through a PowerPoint demonstration, video streaming and hands-on practice, students apply the information given...
Curated OER
Money Management Part III: Savings Accounts and Cash vs. Credit
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
Curated OER
Managing a Checkbook
How do grown ups do it? Teach your upper graders the ins and outs of personal finance by having them use their algebra skills to balance a checkbook. They examine the financial side of math, set up a checking account, and balance their...
Federal Reserve Bank
A Penny Saved
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
Carolina K-12
Personal Financial Literacy: Saving and Investing
When should you save, and when should you invest? In considering this question, your class members will also learn about the time value of money, inflation, compounded interest, and income/growth investments. The resource also outlines...
Curated OER
Accounting - Analyzing Transactions to Debit/Credit Parts
Students are introduced to how transactions are analyzed with debits and credits. In groups, they complete a T-chart in which the account increases with credits and decreases with debits. To end the lesson, they analyze the various...
Curated OER
Accounting -- Journalizing Transactions
Learners are introduced to a five column way to record transactions. In groups, they discuss the importance of source documents when recording the transactions and balancing the account at the end of the month. To end the lesson, they...
Curated OER
Buying New Stuff
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson would be of great value to your students. Things like bank checking account fees,...
EngageNY
Investments—Performing Operations with Rational Numbers
Partners fill out a register to record transactions on a college investment account. They use the amounts listed to calculate the running and current balance of the account, providing experience in adding and subtracting rational numbers.
Curated OER
Sea Turtle Math
Students consider the future of endangered species. In this conservation lesson, students view a slide show and use mathematical data to construct a prediction for the survival of an endangered species. This lesson includes, personal...
Visa
Privacy Please: Protecting Your Identity
What are the different ways we are susceptible to identity theft? Impress the importance of protecting personal information and privacy with this resource, which includes an excellent video clip, discussion prompts, and worksheets for...
Curated OER
There's No Accounting for Good Journals
Tenth graders create journals on their spending habits. In this money-management lesson plan, 10th graders create and keep journals of their personal income and expenditures. Students learn to use Excel to create a spreadsheet for their...
Curated OER
Opening your first bank account
Students investigate opening a bank account. In this secondary Consumer Mathematics lesson, students read A Guide to Your First Bank Account and take a short quiz on the information.
Federal Reserve Bank
Banking on Debit Cards
What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson plan on key concepts that every learner should know...
Federal Reserve Bank
It's Your Paycheck
Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important...
Curated OER
Shopping for Credit Exercise
In this personal budgeting worksheet, students compare 3 credit card offers and determine which would benefit them the most. Students respond to 6 short answer questions about the exercise.
Finance in the Classroom
Unit on Checking
As part of a four-lesson unit on personal finances, class members practice using a checkbook. Exercises include writing checks, filling out deposit and withdrawal slips, and keeping a check register.
Beyond Benign
Can You Hear Me Now? Cell Phone Accounts
How sustainable are cell phones? Throughout the unit, learners explore the issues around cell phones concerning sustainability. Class members take a graphical look at the number of cell phones across the world using a box-and-whisker...
Henrico County Public Schools
Factoring
Need a way to keep your mathematicians interacting while factoring quadratics? This worksheet relies on group interaction to correct and proceed with multiple factoring problems. Individuals sign their name when they...
Curated OER
Show Me The Money!
Students select which bank would best meet their needs. In this lesson on personal banking, students write a summary stating which bank and bank accounts best suit their own needs.
Curated OER
Banking on Family
Students examine the meaning of a trust bank account. In this financial awareness lesson, students brainstorm ways they are trustworthy to their family and define the meaning of a trust bank account.
Curated OER
Money Math Lessons for Life
An outstanding lesson on financial literacy is here for you. Learners are presented with six scenarios, then compute the amount of savings they will have in their accounts. They complete a series of exercises designed to teach them that...
Federal Reserve Bank
Less Than Zero
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...