Curated OER
Smart Consumers, Smart Choices
Students see what it means to be a smart consumer by engaging in a level-headed analysis of budget, opportunity costs and self-regulation. They compare prices within a service field, and weigh the choices of spending money on that item.
Curated OER
A Trip to the Toy Store
First graders recognize and identify the value of a penny, nickel and dime. They spend play money in a simulated toy store and match their coins to the purchase price of a toy of their choice.
Curated OER
Making Good Money Choices
Student explore an economic-decision making model to decide where to donate money they have collected. In this philanthropic money instructional activity, students develop a plan for raising money and then decide how to best spend it for...
Workforce Solutions
Plan a Vacation
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
Curated OER
A Gift for Mama
Students read a novel about savings and complete activities to define short and long term saving goals. In this income and savings lesson, students read A Gift for Mama and answer discussion questions for it. Students define the terms...
Curated OER
Bright Ideas for Bringing up Smart Savers
Students explore the concept of saving money. For this saving money lesson, students read an article about saving money. Students discuss ways to save money and what makes it difficult to save money. Students compare prices of products.
Curated OER
There's No Business Like Bank Business
Learners participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
Curated OER
Kermit the Hermit
Students consider money management. In this personal finances lesson, students read Kermit the Hermit and discuss what was done with the unexpected money that Kermit received. Students examine methods of saving money and...
Curated OER
Alexander, Who Used to Be Rich Last Sunday
Fourth graders read the story Alexander, Who Used to Be Rich Last Sunday and discuss money issues. In this money lesson plan, 4th graders create a budget.
Curated OER
Recession Lesson: The Silver Lining of the Economic Downturn
Students discuss money and interest. In this discussing money and interest instructional activity, students discuss positives of an economic recession. Students discuss how savings rates have increased over time and the...
Curated OER
Spending: Spend Wisely
Young scholars investigate the basics of pricing and the long-term effects of smart spending. They explore the "Bargain Basement" section of the ING website, read about a boy's ideal meal, complete a worksheet that compares the cost of...
Curated OER
Budget Mania
Students examine several examples of budgets to develop a facility with the components of its formation. Income, expenses, and expenditures are considered and itemized for this instructional activity.
Curated OER
Where Do We Get the Money We Spend?
Students discuss the sources of income for people in their community. They examine why different jobs are paid different wages. They also classify productive resources in the economy.
Curated OER
The REAL Cost of College
Young scholars explore the cost of college and how to plan and save. In this money management lesson plan students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how...
Curated OER
Save the Bay!
Students explore environmental protection by creating a presentation in class. In this Chesapeake Bay lesson, students discuss the current threats from human beings towards the delicate balance of life near the bay. Students identify the...
Curated OER
Reality Store: How to Plan a Budget, Pay Bills, and Manage Your Money
Learners plan a budget and pay bills when they visit the "Reality Store," a series of classroom studying stations. The use of paying bills and running a class store is used to help students grasp the concept of business.
Curated OER
Budgeting
Young scholars establish budgeting techniques. In this Economics instructional activity, students work in small groups to prepare a budget for a simulation activity, purchasing new playground equipment.
Curated OER
A Money Plan
Middle schoolers discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.
PricewaterhouseCoopers
Planning and Money Management: Financial Plan
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on...
PricewaterhouseCoopers
Credit and Debt: Decisions, Decisions...
Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they...
Curated OER
Budget Making
Learners develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
Curated OER
How Does the Stock Market Really Work?
Investigate the stock market as it relates to the business world. Young scholars investigate ways to invest their money for the future. They make a presentation and discuss their findings with the class.
Curated OER
Meet Molly, An American Girl
Young scholars examine saving and spending decisions in 1944 through the eyes of Molly, a nine-year-old growing up during World War II. The lesson uses Meet Molly, An American Girl, by Valerie Tripp.
Curated OER
FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this instructional activity, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house,...