Lesson Plan
Curated OER

How Do You Spend Your Money?

For Teachers 5th
Fifth graders examine ways to save and spend money. They look at ways that people earn, save, and spend money using chapters from Tom Birdseye's Tarantula Shoes. They add and subtract decimals to fill in a worksheet entitled, "Is It a...
Lesson Plan
Curated OER

Having a Savings Plan

For Teachers K - 2nd
Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...
Lesson Plan
1
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Curated OER

Spending Plans

For Teachers K
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
Lesson Plan
1
1
Curated OER

Saving Makes Cents

For Teachers K - 2nd
Students identify ways families save money. In this financial lesson, students read the book A Chair for My Mother and discuss ways to save money. Students identify coin values and practice counting money.
Lesson Plan
1
1
Curated OER

Savings Accounts and Interest

For Teachers 1st
First graders study money, banks, and getting interest on money. In this consumer math lesson, 1st graders listen to Stan and Jan Berenstain's, Berenstain Bears' Trouble With Money. They use the concepts in the book to discuss...
Lesson Plan
Federal Reserve Bank

Bunny Money

For Teachers K - 1st Standards
Teach your class about saving, spending, and goal setting with a story about a couple of bunnies who went shopping and related activities. Learners keep track of the bunnies' spending, practice identifying long- and short-term savings...
Lesson Plan
1
1
Visa

Money Responsibility

For Teachers 3rd - 6th Standards
Introduce young learners to the important life skill of responsibly managing money and recording how much they spend and save. 
Lesson Plan
1
1
Federal Reserve Bank

Less Than Zero

For Teachers 2nd - 4th Standards
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
Lesson Plan
Curated OER

Children's Literature Across the Curriculum Ideas-If You Made A Million

For Teachers 2nd - 3rd
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
Interactive
CK-12 Foundation

Prices Involving Discounts: Save Money with Coupons!

For Students 6th - 8th Standards
Nine questions make up an interactive that challenges scholars to identify new prices after discounts. Question types include fill in the blank and multiple choice. A fully-functional tool assists participants in solving word problems....
Lesson Plan
Curated OER

How Do We Spend, Save, and Donate?: Penny Drive

For Teachers 6th - 8th
Young scholars explore the power of money. For this philanthropy lesson, students investigate how money is used in society. Young scholars record data regarding money patterns on graphic organizers.
Lesson Plan
Council for Economic Education

Opportunity Cost

For Teachers 9th - 12th Standards
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...
Lesson Plan
2
2
Federal Reserve Bank

Your Budget Plan

For Teachers 9th - 12th Standards
What do Whoosh and Jet Stream have in common? They are both characters in a fantastic game designed to help students identify various positive and negative spending behaviors. Through an engaging activity, worksheets, and...
Lesson Plan
Visa

Kindness Counts: Understanding Charitable Giving

For Teachers 9th - 12th Standards
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both...
Lesson Plan
Curated OER

Learning to Spend, Learning to Give

For Teachers 6th - 8th
Students create a monthly budget. In this finances lesson plan, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When...
Lesson Plan
Curated OER

Using Credit and Spending Money Wisely

For Teachers 1st - 4th
Learners discuss how to spend money wisely. In this consumer math lesson plan, students read the book, Mr. Popper's Penguins and discuss how much it costs to take care of a pet. Learners complete a worksheet to calculate the total cost...
Lesson Plan
Curated OER

Budgeting

For Teachers 4th - 6th
Learners explore what butgeting means. In this mathematics lesson, students determine that certain things need to be part of a budget like food and clothing by answering real-life types of questions on whether one should save money and...
Lesson Plan
Curated OER

Investing Money

For Teachers 6th
Sixth graders participate in an simulated investment activity. They examine the purpose of different types of investments before they predict which will be the most successful. Finally, they simulate investing $1,000 in stocks, $1,000 in...
Lesson Plan
Curated OER

Savings and Consumption

For Teachers 9th - Higher Ed
Students engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The lesson helps students to create a working budget according to a...
Lesson Plan
Curated OER

The Leaves in October

For Teachers 3rd - 5th
Young scholars determine whether or not to save or spend and defend a decision.  In this personal finance lesson, students identify opportunity cost of various spending and saving decisions. Young scholars read a story where two...
Lesson Plan
California Department of Education

My Future Lifestyle

For Teachers 7th Standards
Mortgage, insurance, car payments...how much money will your learners need to support their desired lifestyle? Part three in a six-part college and career readiness lesson plan series tasks young job seekers with creating a monthly...
Lesson Plan
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Workforce Solutions

Plan a Vacation

For Teachers 6th - 8th Standards
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
Lesson Plan
Curated OER

Making Choices

For Teachers 2nd
Second graders explore financial decision making. In this introductory economics lesson, 2nd graders listen to the book Alexander, Who Used to be Rich Last Sunday by Judith Viorst, and discuss making financial choices based on wants and...
Lesson Plan
PwC Financial Literacy

Finanacial Responsibility and Decision Making: Personal Information and Identity Theft

For Teachers 3rd - 5th
Elementary schoolers look into the very real, and scary, practice of identity theft. They discover the main techniques used by people who steal other people's identity. Learners produce an identity theft tip sheet and share their tips...

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