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Lesson Plan
Curated OER

Learn to Earn When you Tend to Spend

For Teachers 2nd - 3rd
Analyzing and understanding word problems is extremely important. Pupils learn that in money problems, earn usually means you add and spend usually means you subtract. They will solve a series of money-related word problems, label coins,...
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Lesson Plan
1
1
Visa

Allowances and Spending Plans

For Teachers 3rd - 6th Standards
Help youngsters understand how to manage small amounts of money by discussing an allowance and the difference between spending, saving, and giving.  
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Worksheet
Curated OER

Comics for the Classroom: Addicted to Spending

For Students 11th - 12th
Political comics can be a great way to get kids thinking critically about current political topics. They assess this cartoon and analyze how the cartoonist feels about US spending policy. There are three solid critical analysis questions...
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Lesson Plan
Curated OER

Consumer Borrowing and Spending

For Teachers 11th - 12th
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
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Lesson Plan
2
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Federal Reserve Bank

Creating a Budget

For Students 9th - 12th Standards
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
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Lesson Plan
Curated OER

Get in the Newspaper Habit

For Teachers 9th - 12th
Dive into journalism with your high schoolers! The resources provided here will help your learners write unbiased, clear, and succinct newspaper articles. First they spend time sifting through stacks of articles, filling out a graphic...
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Lesson Plan
Visa

A Plan for the Future: Making a Budget

For Teachers 9th - 12th Standards
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
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Lesson Planet Article
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Curated OER

Developing Effective Study Habits

For Teachers 5th - 12th
Help each individual discover what works best as he or she builds a personalized repertoire of strategies for studying effectively.
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Lesson Plan
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1
Visa

Making Spending Decisions

For Teachers 2nd Standards
By role playing real-world experiences, such as purchasing snacks and grocery/toy store shopping, your youngsters will begin to develop an understanding of how to make decisions and choose between alternatives. This is the first activity...
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Lesson Plan
Curated OER

Learning to Spend, Learning to Give

For Teachers 6th - 8th
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
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Lesson Plan
Curated OER

Family Money Matters: Exploring the World of Economics

For Teachers Pre-K
Students become familiar with vocabulary related to spending money.  In this economics lesson, students participate in activities to learn about spending money and budgets.
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Lesson Plan
Curated OER

What Can You Do With Money?

For Teachers 2nd - 5th
Students watch a Biz Kidz video about money, learn what they can do with money, and fill out worksheets on what they learn. Students learn about spending, saving, donating, and investing.
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Lesson Plan
Curated OER

Children's Literature Across the Curriculum Ideas-If You Made A Million

For Teachers 2nd - 3rd
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
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Lesson Plan
Curated OER

What Factors Affect Exercise Habits?

For Teachers 1st - 12th
Learners investigate poor health habits by identifying their own exercise habits.  In this physical education lesson plan, pupilsdiscuss specific pressures and situations that lead them to make poor exercise decisions at home. They bring...
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Interactive
CK-12 Foundation

Displaying Categorical Variables: Spending Habits

For Students 6th - 10th Standards
Bar or circle graph—which is best? Given a circle graph and a total amount of money earned, pupils calculate the amount of money in each category. Learners use the calculated amounts to create a bar graph and compare the two displays.
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Lesson Plan
Curated OER

Spending

For Teachers 9th - 12th
Pupils participate in a lesson plan that illustrates the concept of spending and how it effects the economy. Technology is integrated in this study with the use of a computer simulation of a pinball game that shows how fast money can be...
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Lesson Plan
Curated OER

Saving and Spending

For Teachers 1st - 2nd
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
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Lesson Plan
Curated OER

Spending Spree

For Teachers K - 4th
Students collect objects to use in a classroom store. In groups, they must place a value on each object and take turns spending their fake dollar in the store. They predict how much they can buy and use addition and subtraction to...
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Lesson Plan
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1
Visa

Money Responsibility

For Teachers 3rd - 6th Standards
Introduce young learners to the important life skill of responsibly managing money and recording how much they spend and save. 
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Lesson Plan
Federal Reserve Bank

Bunny Money

For Teachers K - 1st Standards
Teach your class about saving, spending, and goal setting with a story about a couple of bunnies who went shopping and related activities. Learners keep track of the bunnies' spending, practice identifying long- and short-term savings...
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Lesson Plan
Curated OER

Thinking About Shopping and Spending

For Teachers 9th - 12th
Students list and discuss recent commercials they have viewed. They identify advantages and disadvantages of the advertised items, and write about the effects of advertising, planned spending and spontaneous spending.
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Lesson Plan
Curated OER

Tarantula Shoes

For Teachers 9th - 12th
Students read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions throughout the...
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Lesson Plan
Curated OER

Meet Molly An American Girl

For Teachers 4th - 5th
Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...
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Lesson Plan
Curated OER

Thinking About Money

For Teachers K - 2nd
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...

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