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Lesson Plan
Curated OER

How Do You Spend Your Money?

For Teachers 5th
Fifth graders examine ways to save and spend money. They look at ways that people earn, save, and spend money using chapters from Tom Birdseye's Tarantula Shoes. They add and subtract decimals to fill in a worksheet entitled, "Is It a...
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Lesson Plan
Curated OER

Using Credit and Spending Money Wisely

For Teachers 1st - 4th
Young scholars discuss how to spend money wisely. In this consumer math lesson, students read the book, Mr. Popper's Penguins and discuss how much it costs to take care of a pet. Young scholars complete a worksheet to calculate the total...
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Unit Plan
Northern Ireland Curriculum

Money Wise

For Teachers 6th - 8th
Does money seem to slip through your middle schoolers' fingers? Encourage them to examine spending, saving, and budgeting habits with a unit on consumer skills and money management. Young spenders study the waste that occurs with school...
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Lesson Plan
Visa

Savvy Spending: Sharpening Money Decisions

For Teachers 9th - 12th Standards
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource will...
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Lesson Plan
Curated OER

Thinking About Money

For Teachers K - 2nd
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
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Lesson Plan
Curated OER

"Money In My Pocket"

For Teachers 2nd
Second graders assess a brief history of money, the use of money, working with money as well as adding and subtracting with money and how to spend money wisely with responsibility. In addition, they discuss how everything belongs to God...
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Lesson Plan
Federal Reserve Bank

Financial Fables: Shopping Wisely with Olivia Owl

For Teachers K - 5th Standards
Cover two subjects with one instructional activity! First, dive into English language arts; read an eBook, answer comprehension questions, and complete a cause and effect chart about the financial fable, Shopping Wisely with Olivia Owl....
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Lesson Plan
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Practical Money Skills

Shopping Wisely

For Teachers 6th - 12th
Work on making good shopping choices with a fun economics project. Kids analyze the differences between brand names and generic products, bigger and smaller units for purchase, and different places they can shop for different items.
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Lesson Plan
Learning to Give

Five Thousand Dollars!

For Teachers 9th - 12th
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
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Lesson Plan
Curated OER

Managing My Money

For Teachers 2nd
Second graders use The Berenstain Bears' to learn about money management. In this money management instructional activity, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students...
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Lesson Plan
Curated OER

Spending Smarts

For Teachers 4th - 5th
Students investigate the benefits and costs to consider when making a spending decision. They investigate the concept of credit, and use addition, subtraction, multiplication, and division to solve real-life math problems. They also...
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Lesson Plan
Curated OER

Introduction to the National Debt

For Teachers 9th - 11th
Students relate the national debt to the economy. In this algebra lesson, students discuss what the national debt is, create a national budget based on priority and what the government should spend money on. They analyze their findings...
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Lesson Plan
Curated OER

Needs and Wants

For Teachers 8th - 9th
Students examine the difference between psychological needs and wants to control spending.
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Lesson Plan
Curated OER

Making Choices

For Teachers 2nd
Second graders explore financial decision making. In this introductory economics lesson plan, 2nd graders listen to the book Alexander, Who Used to be Rich Last Sunday by Judith Viorst, and discuss making financial choices based on...
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Lesson Plan
Curated OER

Alexander, Who Used to Be Rich Last Sunday

For Teachers 4th
Fourth graders read the story Alexander, Who Used to Be Rich Last Sunday and discuss money issues. In this money lesson plan, 4th graders create a budget.
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Unit Plan
1
1
Practical Money Skills

About Credit

For Teachers 9th - 12th Standards
It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high...
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Lesson Plan
1
1
Practical Money Skills

Understanding Credit

For Teachers 6th - 12th
Help your young consumers learn about credit and the importance of credit history. With a thorough lesson about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...
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Lesson Plan
Curated OER

Money Management

For Teachers 5th - 6th
Students explore money management skills and economics thru a creative project where students earn "money" for their assigned "jobs." They keep track of their income and expenses in a transaction record and explore the Excel money...
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Lesson Plan
Curated OER

Budget Making

For Teachers 9th - 11th
Students develop a budget for spending and saving. In this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...
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Lesson Plan
Curated OER

Budgeting

For Teachers 4th - 6th
Students explore what butgeting means. In this mathematics lesson, students determine that certain things need to be part of a budget like food and clothing by answering real-life types of questions on whether one should save money and...
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Lesson Plan
Curated OER

You Are The Farmer

For Teachers 4th - 6th
Students investigate the farming business and occupations in agriculture. Basic multi-step math operations are performed in calculating some of the expenses involved in farming.
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Lesson Plan
Curated OER

Budgeting 101

For Teachers 7th - 12th
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget.  In this personal budget lesson, student understand financial scenarios as they relate to different ways...
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Lesson Plan
Curated OER

Being Thrifty is So Nifty

For Teachers 3rd - 5th
Young scholars watch a video that focusing on budgeting while completing worksheets that include charts. They brainstorm ideas for budgeting time and money. They culminate the activity by planning an order from two different restaurants.
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Lesson Plan
Curated OER

Financial Contracts

For Teachers 10th - 12th
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...