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Lesson Plan
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Curated OER

Wants and Needs

For Teachers 1st
Here is an outstanding lesson on wants versus needs designed for 1st graders. Pupils listen to the book, Something Good which presents themes on wants, needs, choice, resources, and counting money. Pupils complete worksheets embedded in...
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Lesson Plan
Visa

Savvy Spending: Sharpening Money Decisions

For Teachers 9th - 12th Standards
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource will...
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Lesson Plan
1
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Federal Reserve Bank

Lesson 1: Katrina Strikes

For Students 7th - 12th Standards
Most families have an emergency kit in their home with flashlights, water, and extra food. But what happens to your money when disaster strikes? An economics lesson focused on the aftermath of Hurricane Katrina in 2005 demonstrates the...
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Lesson Plan
Curated OER

Halloween Math Lesson Plan

For Teachers 2nd - 6th
Students practice their multiplication and division by creating a Witches Brew.  In this holiday math lesson, students utilize Halloween style ingredients to create a fun edible treat for themselves.  Students practice their measuring...
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Lesson Plan
Curated OER

Budgeting (Part 1)

For Teachers 5th - 6th
Students examine why a budget may be helpful. In this budgeting lesson plan, students graph how they spent money during the past week. They discuss the benefits of creating a budget and explore the difference between wants and needs.
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Lesson Plan
Curated OER

Determining Needs Versus Wants

For Teachers Higher Ed
Pupils discriminate between a need and a want in home buying. They write a detailed description of their dream home. Finally they categorize each of their listed home features as a need or a want.
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Lesson Plan
Consumer Action

Talking to Teens About Money

For Teachers 9th - 12th
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
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Lesson Plan
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Practical Money Skills

Cars and Loans

For Teachers 6th - 12th
Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance lesson. 
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Lesson Plan
Curated OER

Having a Savings Plan

For Teachers K - 2nd
Young scholars discover the importance of saving and spending. In this finance lesson plan, students read the book Kermit the Hermit and discuss the differences between needs and wants. The young scholars complete worksheets concerning...
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Lesson Plan
Curated OER

Needs and Wants

For Teachers 8th - 9th
Students examine the difference between psychological needs and wants to control spending.
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Lesson Planet Article
Curated OER

Money Lessons That Cash In

For Teachers 1st - 3rd
Every child is fascinated by money. Teachers can use money lessons that expand on this inherent interest.
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Lesson Plan
Curated OER

Money Management Intelligence

For Teachers 9th - 12th
Students follow directions to help a client with his/her budget. After selecting their client, they download confidential data and listen to the challenge presented on the website. They adjust the budgets as needed. Then, they click play...
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Lesson Plan
Curated OER

Making Choices

For Teachers 2nd
Second graders explore financial decision making. For this introductory economics lesson, 2nd graders listen to the book Alexander, Who Used to be Rich Last Sunday by Judith Viorst, and discuss making financial choices based on wants...
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Lesson Plan
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PricewaterhouseCoopers

Paying for College: Finding the Right Fit

For Teachers 9th - 12th
Most want to attend college, but do they know where? How will they afford it? How do they apply? Learners discover the costs associated with college and the best way to budget and possibly apply for financial aid. 
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Lesson Plan
Curated OER

Area Lesson Plan

For Teachers 7th - 8th
Students explore geometry by using computer applications. In this spatial measurement lesson, students discuss the difference between area, weight, volume and other forms of measurement. Students utilize computer applications to find the...
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Lesson Plan
Curated OER

Curiosity Shop

For Teachers 1st
First graders simulate shopping for needs and wants. In this money lesson, 1st graders examine Norman Rockwell's painting "Curiosity Shop." Students role-play shopping in a store and making purchases.
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Lesson Plan
2
2
Federal Reserve Bank

Creating a Budget

For Students 9th - 12th Standards
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
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Lesson Plan
1
1
Curated OER

Barter vs. Money

For Teachers 1st
First graders listen to the book, Sheep in a Shop, that leads them to think about making financial decisions, trading, and the barter system. After the book is read aloud, a discussion ensues about some of the things that the sheep...
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Lesson Plan
PLS 3rd Learning

Vehicle Comparison Shopping

For Teachers 9th - 12th
This is part of a larger unit on cars (financing, insurance, budget, etc.). Before comparison shopping for their ideal car, teens fill out a survey on their transportation preferences. In related lessons, they consider financing,...
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Lesson Plan
Council for Economic Education

You Can BANK on This! (Part 2)

For Teachers 3rd - 5th
This is part two in a four-part instructional activity on banking and personal finance. In this instructional activity, learners analyze whether or not they have made a good purchase, then discuss how to make an informed decision about a...
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Lesson Plan
PLS 3rd Learning

Monthly Budget & Operating Costs

For Teachers 9th - 12th
What teenager wouldn't want a car? But before they make that big purchase, this exercise helps them to understand the costs involved. It includes a worksheet to calculate expenses like taxes and fees, maintenance, gas and insurance, as...
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Lesson Plan
SaveandInvest.org

The True Cost of Owning a Car

For Teachers 10th - 12th
Almost every teen wants a car, but can they really afford one? The lesson plan walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
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Lesson Plan
Curated OER

Cover Up: Tools for Integrating Math and Engineering

For Teachers 7th - 12th
Blend art, adolescent snacking habits, and math to create new cereal boxes. Secondary learners review scale drawings. They use this information to construct cereal boxes to scale and will compare their creation to the original product to...
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Lesson Plan
Curated OER

Grouping Buttons

For Teachers K
Looking for a good lesson on counting and sorting? This lesson is worth a look! In this classification lesson, learners sort buttons by color, shape, shiny verses not shiny, or number of holes.

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