Visa
Nothing But Net: Understanding Your Take Home Pay
Introduce your young adults to the important understanding that the money they receive from their paychecks is a net amount as a result of deductions from taxes. Other topics covered include federal, state, Medicare and social security...
Texas Education Agency (TEA)
Importance of Being Accurate
Accuracy is key! Using the detailed resource, scholars practice their presicion skills, taking online spelling and typing tests. Next, they demonstrate accuracy by calculating the gross and net pay of five hypothetical employees.
Federal Reserve Bank
“W” Is for Wages, W-4 and W-2
Don't let your young adults get lost in the alphabet soup of their paychecks and federal income taxes. Using sample pay stubs and reproductions of government forms, your class members will identify the purpose of such forms as a W-4 and...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Federal Reserve Bank
It's Your Paycheck
Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important personal...
Curated OER
Earned Income Credit
Learners distinguish between tax deduction and tax credit, explain how the earned income credit affects the tax liability, apply requirements to claim the earned income credit, and describe factors that determine the amount of the earned...
Curated OER
Understanding Your Pay and Paycheck
Pupils discuss as a class, the time delay between the end of a pay period and a person's paycheck. They discuss the difference between gross pay and net pay, and identify the different figures on the sample checks or the check stubs...
University of Missouri
Money Math
Young mathematicians put their skills to the test in the real world during this four-lesson consumer math unit. Whether they are learning how compound interest can make them millionaires, calculating the cost of remodeling their bedroom,...
Curated OER
Find The Hidden Message: Media Literacy in Primary Grades
Learners practice listening to and reading various types of media and text. In groups, learners use video, newspapers, magazines, and more to compare and contrast different types of information. They identify the differences between fact...
Curated OER
The Great Depression and New Deal
Elementary pupils are introduced to the Great Depression as a critical period of hardship in United States history. They engage in collaborative assignments researching the Dust Bowl, the New Deal, US presidents, and presidential libraries.
Redefining Progress
Have and Have-Not
Is there a correlation between a country's wealth and the extent of its ecological footprint? What exactly constitutes an ecological footprint, and how does one country stack up against the rest? This is a unique lesson to incorporate...
Federal Reserve Bank
The Car Deal Package
Buying a car is no easy task, and can have major long-term consequences if done without proper financial knowledge. Ensure your learners are prepared with the information and criteria for comparing different car deals and signing contracts.
Curated OER
Grocery Shopping and Budgeting
Ninth graders establish a food budget based on individual needs and resources. They evaluate grocery stores and establish guidelines for purchasing specific foods.
Curated OER
Marketing to Teens: Introduction
An introductory lesson shows learners how pervasive and influential advertising is in our culture; particularly, how teenagers are actively targeted by advertisers. As teenagers, your students already have all the information they need...
ProCon
Minimum Wage
The first ever minimum wage in America was set at 25 cents per hour in 1938 and has been steadily, if slowly, increasing ever since. Using the provided website, pupils decide if the United States should further increase the federal...
Curated OER
Environment: The Haves and the Have Nots
Pupils examine consumption habits in developed and developing countries and determine their effects on natural resources. In groups, they assess graphs on the Living Planet Report and observe the connection between consumption and...