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Federal Reserve Bank

Your Budget Plan

For Teachers 9th - 12th Standards
What do Whoosh and Jet Stream have in common? They are both characters in a fantastic game designed to help young scholars identify various positive and negative spending behaviors. Through an engaging activity, worksheets, and...
Lesson Plan
Curated OER

Marriage and Financial Goals, Budgeting Strategies

For Teachers 7th - 9th
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
Unit Plan
University of Missouri

Money Math

For Teachers 5th - 8th Standards
Young mathematicians put their skills to the test in the real world during this four-lesson consumer math unit. Whether they are learning how compound interest can make them millionaires, calculating the cost of remodeling...
Unit Plan
Radford University

Budgeting Your Time and Money

For Teachers 9th - 12th
Use mathematics to better manage money. Pupils learn about budgets and personal finance with a set of three lessons. They research salary data for their chosen careers, look up various costs of living to develop budgets, and plan an...
Lesson Plan
Curated OER

What is the Importance of Developing Job Skills?

For Teachers 7th - 8th
Financial literacy is the way to teach! The class works in small groups to discover the relationship between education and income level. They use their math and problem-solving skills to complete two different activities. They work out a...
Lesson Plan
SaveandInvest.org

The True Cost of Owning a Car

For Teachers 10th - 12th
Almost every teen wants a car, but can they really afford one? The lesson walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
Lesson Plan
Visa

A Plan for the Future: Making a Budget

For Teachers 9th - 12th Standards
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Unit Plan
Wells Fargo

Hands on Banking

For Teachers 4th - 8th Standards
Cha-ching! You just hit the jackpot with this interactive consumer math unit. Supported by a series of online lessons and activities, these lessons engage students in applying their math skills to real-life personal...
Unit Plan
Wells Fargo

Hands on Banking

For Teachers 6th - 8th Standards
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
Unit Plan
NASA

Earth’s Energy Budget

For Teachers 9th - 12th Standards
Take the time and energy learn about Earth's energy budget. An engaging unit of four lessons focuses on the components that make up Earth's energy budget. Future scientists come up with a formula for the energy budget, then use software...
Lesson Plan
Curated OER

Money Management Part I: Money and You: An Introduction to Money Management and Budgeting

For Teachers 7th - 8th
Learners discuss personal finance and create personal budgets. They discuss the importance of managing their money and how money management skills impact their future. Note: This lesson is intended for use with a SMART Board and...
Lesson Plan
EngageNY

Ratios of Fractions and Their Unit Rates 2

For Teachers 7th Standards
Remodeling projects require more than just a good design — they involve complex fractions, too. To determine whether a tiling project will fit within a given budget pupils calculate the square footage to determine the number of...
Lesson Plan
Money Math for Teens

Debt Elimination - Power Tools for Building Wealth

For Teachers 10th - 12th Standards
What does it mean to be wealthy? Your learners will consider how carrying debt affects budgeting, and learn about the debt snowball strategy and how is it used in the concept of eliminating debt in order to build wealth.
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Workforce Solutions

Plan a Vacation

For Teachers 6th - 8th Standards
Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...
Lesson Plan
Visa

Living On Your Own

For Teachers 7th - 10th Standards
Learners gain a realistic understanding of what is required for independent living. They begin by setting up a budget based on needs and lifestyle, and then use worksheets and a presentation to practice such skills as reading a...
Unit Plan
Radford University

The Game of Life … Mathematics Style

For Teachers 9th - 12th Standards
Make life more organized using mathematics. Scholars get a good look at budgeting and personal finance by using linear equations. They research salary information and costs to develop mathematical models, including equations and graphs.
Lesson Plan
Curated OER

Savings and Budget

For Teachers 2nd
Second graders investigate the concept of developing a budget. In this financial awareness lesson, 2nd graders read the book The Case of the Shrunken Allowance and brainstorm ways they can save and budget money. Students create their own...
Lesson Plan
Curated OER

My Bank, My Budget, My Decisions

For Teachers K - 2nd
Students create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.
Lesson Plan
Curated OER

The Art of Budgeting

For Teachers 10th - Higher Ed
Students create a plan to achieve personal and financial goals. In this budgeting goals lesson, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and present a...
Lesson Plan
Consumer Action

Talking to Teens About Money

For Teachers 9th - 12th
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
Lesson Plan
PwC Financial Literacy

Planning and Money Management: Spending and Saving

For Teachers 6th - 8th
Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...
Lesson Plan
Curated OER

Money Management Part III: Savings Accounts and Cash vs. Credit

For Teachers 7th - 8th
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
Lesson Plan
Illustrative Mathematics

Chicken and Steak, Variation 2

For Teachers 7th - 9th Standards
Many organizations put on barbecues in order to make money. In a real-world math problem, the money allotted to purchase steak and chicken at this barbecue is only one hundred dollars. It is up to your potential chefs to figure out how...
Lesson Plan
EngageNY

Tax, Commissions, Fees, and Other Real-World Percent Problems

For Teachers 7th Standards
Pupils work several real-world problems that use percents in the 11th portion of a 20-part series. The problems contain percents involved with taxes, commissions, discounts, tips, fees, and interest. Scholars use the equations formed for...

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