Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.

Explore the key elements of a contract with your young adults, and delve into the features and unique benefits of a rent-to-own contract through discussion and worksheet practice. 

Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as...

Don't let your young adults get lost in the alphabet soup of their paychecks and federal income taxes. Using sample pay stubs and reproductions of government forms, your class members will identify the purpose of such forms as a W-4 and...

From checking and savings accounts to learning the importance of maintaining records and balancing a bank account, prepare your learners to become financially independent and savvy adults, and explore all the intricacies of owning a bank...

Walk your way to health with this great resource! Walking is a valuable physical activity that can be done frequently and with ease by learners of all ages. "Warm up" by reviewing the benefits of physical activity with your class...

This is a fantastic resource designed for learners to envision what it was like for the three million African-Americans who migrated to urban industrial centers of the northern United States between 1910 and 1940. After reading a...

Learn the difference between saving money and investing money, as well as the advantages and disadvantages of each. Kids review banking and personal finance terms before studying the different ways that people can reach their financial...

Future job seekers interview adults who love their work and ones that dislike their work. After reflecting on what they learned in a whole-class discussion, participants create a mission statement that details what they want and don't...

The Hate U Give by Angie Thomas became a quick hit in the young adult literature genre before its adaptation in the 2018 film of the same name. Use a thorough lesson, discussion guide, and series of activities to discuss the social...

Three lessons and one at-home connection explore 12 professions. In the first lesson, scholars examine an online map that displays all 12 careers alongside a video. Lesson two challenges class members to choose two of those careers to...

Choosing your first credit card can often be an intimidating and confusing experience for young adults. Give your pupils the foundational knowledge they need for tackling this process head-on, including learning to...

Four lessons focus on job opportunities in Texas. In the first lesson, scholars examine the geography of Texas in preparation for analyzing data that showcases the economy of different regions. Lesson three challenges pupils to research...

Using video clips of young adults from around the world describing their cultures and how they can be misunderstood, learners compare their own cultural point of view to that of others through discussion and writing.

Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance...

Using a bank is a privilege and a responsibility for young consumers. Teach them the important terms and details about creating accounts, using an ATM, and maintaining a credit card.

Help your young consumers learn about credit and the importance of credit history. With a thorough lesson about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...

How can you tell if a commercial or salesperson is being misleading? Encourage your learners to protect themselves and their money with a lesson about consumer rights. They review laws that keep consumers safe from faulty claims and...

Between peer pressure, an onslaught of hormones, and brand new responsibilities, the teenage years can be emotionally volatile. Equip young adults with coping mechanisms and a safe place to discuss their feelings with a guided lesson...

Keep learners informed about their options and rights when it comes to their sexuality. An in-depth lesson plan guides teenagers through a discussion on sexually transmitted diseases, teen pregnancy, and emotional consequences to having...

Go over the basics of fire prevention with a lesson focused on safety with matches and lighters. With a series of dilemma cards that describe potential fire risks, learners choose the most responsible way to handle matches and...

Improve reading comprehension with a set of ESL worksheets. Kids read through various passages, note which facts are true or false, mark their opinion on two statements, and write a short reply based on a writing prompt.

Class members explore possible career paths and consider their own passions and interests by researching job openings, career descriptions, and skills, as well as reading the success stories of experienced entrepreneurs.

Having a hard time defining bullying with your seventh graders? Discuss the different types of behavior one would see in a bullying situation with a series of lessons, worksheets, and group activities.