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Lesson Plan
Curated OER

Extra Credit: It’s No Fairy Tale

For Teachers 9th - 12th
Students discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. Students...
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Lesson Plan
1
1
Federal Reserve Bank

Credit Cards - A Package Deal

For Teachers 10th - 12th Standards
Arm your learners with the information they will need to make smart decisions regarding credit cards and personal savings.
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Lesson Plan
PricewaterhouseCoopers

Credit and Debt: Understanding Credit Reports and Managing Debt

For Teachers 9th - 12th
Credit cards are tempting to use right out of high school. Teach your upperclassmen the benefits and challenges of credit and how it can affect their future. The lesson covers credit scores and ways to strengthen credit if learners find...
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Lesson Plan
PricewaterhouseCoopers

Credit and Debt: Decisions, Decisions...

For Teachers 3rd - 5th
Borrowing money seems like a great idea until you are in over your head. High schoolers learn the benefits and risks associated with credit and how to be a responsible borrower. More than just credit cards, they learn trustworthiness is...
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Lesson Plan
Visa

Using Credit Wisely

For Teachers 9th - 12th Standards
Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer...
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Lesson Plan
2
2
Federal Reserve Bank

Credit Reports—and You Thought Your Report Card Was Important

For Teachers 9th - 12th Standards
Get the facts about credit and take a close look at what factors into a consumer credit report with this fantastic lesson. Your pupils will read informational texts, read sample financial documents, and discuss the advantages and...
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Lesson Plan
Curated OER

The Credit Safari

For Teachers 9th - 12th
How cool, an interactive personal finance game! Young consumers play a real-life scenario game to practice making credit decisions. They play the game then discuss good and bad credit choices. The scenarios revolve around the use of a...
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Lesson Plan
Council for Economic Education

Banks and Credit Unions (Part 1)

For Teachers 9th - 12th Standards
Imagine you have money you want to save ... where do you put it?  Pupils investigate the similarities and differences of banks and credit unions as they determine where exactly to place their hard-earned money. Through a WebQuest, they...
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Lesson Plan
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Practical Money Skills

Understanding Credit

For Teachers 6th - 12th
Help your young consumers learn about credit and the importance of credit history. With a thorough lesson plan about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...
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Lesson Plan
Curated OER

The Business of Credit

For Teachers 7th - 12th
Learn about credit ratings and how it plays a role in the function of small businesses. Learners use their knowledge of good and bad credit to role play and determine good credit vs. bad credit in the area of small businesses.
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Lesson Plan
Curated OER

Money Management Part III: Savings Accounts and Cash vs. Credit

For Teachers 7th - 8th
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
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Lesson Plan
Visa

Keeping Score: Why Credit Matters

For Teachers 9th - 12th Standards
How does one get credit, and who provides credit? What is a credit score, and how can an understanding of a credit score help you to make smart financial decisions? Through discussion and worksheets, class members will identify the...
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Worksheet
Curated OER

Cartoons for the Classroom: The Credit Crisis

For Students 11th - 12th
Political cartoons are interesting and motivating, and they provide a great opportunity for critical informational analysis. This resource includes background information on the current credit crisis, a political cartoon, and three...
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Lesson Plan
Curated OER

Thinking About Credit

For Teachers 6th - 8th
Students examine the use of credit such as installment purchases and credit cards. In this credit lesson, students learn the vocabulary associated with credit usage such as mortgage, credit report/score, and debit cards. They determine...
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Lesson Plan
Curated OER

How Credit Cards Work

For Teachers 9th - 12th
Students discuss the nature and use of credit cards. They view a video about the role of credit cards and the whole idea of consumer credit. They examine the benefits and disadvantages to both merchants and consumers.
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Lesson Plan
Curated OER

Credit Card Scare

For Teachers 8th - 12th
Students examine credit cards and how they work, analyze credit card applications, and practice good spending habits in a credit card simulation.
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Lesson Plan
Curated OER

Credit: Buy Now, Pay Later (NEFE)

For Teachers 7th - 12th
Students examine credit use and abuse, and the consequences of bankruptcy.
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Lesson Plan
Curated OER

I want a credit card--or do I?

For Teachers 6th - 12th
Students pretend to borrow $1000.00 on a credit card. They pretend to make the minimum payments for a year. When they're done, they make a pie chart showing how much of their payments reduced their debt, and how much was interest.
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Lesson Plan
Curated OER

Buying on Credit

For Teachers 6th - 12th
Students determine how buying on credit adds to the total cost of an item by computing the interest. They find a major item advertised in a magazine and identify the price. Then they identify the rate of a credit card and calculate the...
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Lesson Plan
Visa

The Danger of Debt: Avoiding Financial Pitfalls

For Teachers 9th - 12th Standards
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
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Lesson Plan
Curated OER

I Can Buy Anything I Want: Consumer Debt and Social Responsibility

For Teachers 9th - 12th
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
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Lesson Plan
PLS 3rd Learning

Shopping for a Credit Card

For Teachers 9th - 12th
Young people often get themselves into trouble with credit cards because they don't fully understand interest rates, fees, etc. This activity requires teens to research and record information on three different credit cards in order to...
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Activity
iCivics

Drafting Board: Kids and Credit

For Teachers 6th - 12th Standards
Should kids under the age of 18 be given access to credit cards? Learners identify pros and cons of using credit, develop claims based on evidence, and finally argue reasons for or against credit for minors.
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Lesson Plan
Curated OER

Good Advice on Credit Cards

For Teachers 6th - 12th
Students study the uses of credit cards. In this life skills instructional activity, study discuss how credit systems work and the advantages and disadvantages of using credit cards.

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