How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...

Introduce young learners to the important life skill of responsibly managing money and recording how much they spend and save. 

What do Whoosh and Jet Stream have in common? They are both characters in a fantastic game designed to help students identify various positive and negative spending behaviors. Through an engaging activity, worksheets, and...

Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...

What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.

Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.

From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.

Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.

Be sure you have enough money to build a house. The 14th lesson in a 15-part series teaches young learners to use checkbook registers. They write checks for the amounts they spend on various housing materials and keep track of...

What does it mean to be wealthy? Your learners will consider how carrying debt affects budgeting, and learn about the debt snowball strategy and how is it used in the concept of eliminating debt in order to build wealth.

Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...

Almost every teen wants a car, but can they really afford one? The lesson plan walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.

Independent living can be fun, but also overwhelming if you don't know how to budget your income and expenses. Go over the ways that kids can manage their money as they take a huge step into adulthood with a project-based instructional...

Impress upon your young adults the importance of saving and investing, and give them a foundational vocabulary from which they can continue to build their financial literacy. This lesson plan covers short- and long-term budget goals,...

A set of quizzes and assessments would make a great companion to your instructional activity on making decisions and opportunity risks. Learners watch a PowerPoint before answering multiple choice questions about interest rates, saving...

Remodeling projects require more than just a good design — they involve complex fractions, too. To determine whether a tiling project will fit within a given budget pupils calculate the square footage to determine the number of...

It's all about the Benjamins! Scholars conduct research about a franchise to determine how much money they need for a startup business and create a PowerPoint to share what they found. Also, they design an informative brochure to show...

Scholars complete the Reality Chech handout that identifies their potential salary given a specific profession. Pupils examine the lifestyle options and choose what they wish to have; however, each item costs money and, depending on how...

How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson in a five-part series tasks individuals with determining an...

After discussing decimals and "going shopping" in the classroom, young mathematicians are given four practical word problems that require them to estimate their answers, given specific information. The highlight of the lesson...

Cover two subjects with one lesson! First, dive into English language arts; read an eBook, answer comprehension questions, and complete a cause and effect chart about the financial fable, Shopping Wisely with Olivia Owl. Then, take...

Work on making good shopping choices with a fun economics project. Kids analyze the differences between brand names and generic products, bigger and smaller units for purchase, and different places they can shop for different items.

How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.

Using a bank is a privilege and a responsibility for young consumers. Teach them the important terms and details about creating accounts, using an ATM, and maintaining a credit card.