Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...

From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.

Students demonstrate how to use a budget plan. In this consumer math instructional activity, students calculate the total cost of data and determine if they are within budget. Students use calculators to determine the total cost. There...

A set of quizzes and assessments would make a great companion to your lesson on making decisions and opportunity risks. Learners watch a PowerPoint before answering multiple choice questions about interest rates, saving money, and the...

How can a federal debt accumulate over time? The Federal Reserve Economic Data (FRED) dashboard allows scholars to actively research each aspect of the federal budget. In pairs, they analyze economic data to determine the best way to...

Third graders make a picture money book. In this money lesson, 3rd graders read The Monster Money Book, discuss money terminology, watch a video on money and draw an example of the barter system. Students use the Internet to find...

Students develop a budget spreadsheet to manage finances for their business.  In this finance instructional activity, students use a spreadsheet program to create a budget with credit and debit columns.  There are step-by-step...

Challenge scholars to plan a vacation with a $5,000 budget. Learners review costs of transportation, meals, and entertainment while considering the number of people and destination. Worksheets provide information and...

Students examine a sample budget and categorize the entries as a group. Then in small groups they convert budget category totals to percents and degrees to make a circle graph related to a sample budget.

There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...

Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.

How can understanding advertisements make people better consumers? With the fourth and final instructional activity from the Admongo series on advertising, scholars reflect on some of the questions they may ask about an ad before making...

Students develop a realistic budget. In this finance lesson, students discuss problems and issues related to making a budget. They focus on living within one's means.

How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...

It's never too early to learn about grocery budgeting. Middle schoolers delve into the world of consumer math with a lesson that focuses on both healthy choices and real-world math applications. Groups work together to form a grocery...

Students plan a budget and pay bills when they visit the "Reality Store," a series of classroom studying stations. The use of paying bills and running a class store is used to help students grasp the concept of business.

Students explore the aspects of making a budget. In this money management lesson, students learn the importance of budgeting and what all goes into creating a budget by eventually creating a budget of their own including how much they...

The federal budget has never been so fun! Using an interactive game, high schoolers choose from a variety of policy options after identifying goals and try to balance these changes in policy with a federal budget. 

Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...

Learners develop a budget for spending and saving. For this economics lesson, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage their money...

The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...

After analyzing a pie graph of national spending, high schoolers express their opinions on priorities for national spending. They create a new bar graph and mail it to their congressional representative with recommendations about needed...

Students establish budgeting techniques.  For this Economics lesson, students work in small groups to prepare a budget for a simulation activity, purchasing new playground equipment.

Learners build a budget. In this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.