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Lesson Plan
Visa

A Plan for the Future: Making a Budget

For Teachers 9th - 12th Standards
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
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Lesson Plan
Curated OER

Marriage and Financial Goals, Budgeting Strategies

For Teachers 7th - 9th
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
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Worksheet
Curated OER

What Makes The Good Life

For Students 6th - 8th
What makes a good life? What makes life hard? Get your class thinking about the global picture with this extensive packet. They read quotes from around the world, analyze statistical data from every continent, then read and answer...
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Activity
California Department of Education

California CareerZone Make Money Choices Student Workbook

For Students 6th - 12th
An activity challenges scholars to make smart money choices. While visiting the California CareerZone website, pupils choose between budgeting for one's lifestyle or salary and complete a two-page learning exercise based on the...
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Lesson Plan
EduGAINs

Making Savvy Consumer Choices

For Teachers 7th - 8th Standards
It's never too early to learn about grocery budgeting. Middle schoolers delve into the world of consumer math with a lesson that focuses on both healthy choices and real-world math applications. Groups work together to form a grocery...
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Lesson Plan
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Federal Reserve Bank

Creating a Budget

For Students 9th - 12th Standards
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
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Lesson Plan
Curated OER

Budget Making

For Teachers 9th - 12th
After analyzing a pie graph of national spending, high schoolers express their opinions on priorities for national spending. They create a new bar graph and mail it to their congressional representative with recommendations about needed...
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Lesson Plan
1
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Practical Money Skills

Budgeting Your Money

For Teachers 6th - 12th
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
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Lesson Plan
Curated OER

Budgeting

For Teachers 9th - 12th
Students develop a realistic budget. In this finance lesson plan, students discuss problems and issues related to making a budget. They focus on living within one's means.
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Lesson Plan
1
1
Council for Economic Education

FRED and the Federal Budget Interactive Lesson

For Teachers 9th - 12th Standards
How can a federal debt accumulate over time? The Federal Reserve Economic Data (FRED) dashboard allows scholars to actively research each aspect of the federal budget. In pairs, they analyze economic data to determine the best way to...
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Lesson Plan
Council for Economic Education

Federal Budget Lesson Plan and Fiscal Ship Student Game

For Teachers 9th - 12th Standards
The federal budget has never been so fun! Using an interactive game, high schoolers choose from a variety of policy options after identifying goals and try to balance these changes in policy with a federal budget. 
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Lesson Plan
Curated OER

Budget Bonanza

For Teachers 7th - 8th
Young scholars demonstrate how to use a budget plan. In this consumer math lesson, students calculate the total cost of data and determine if they are within budget. Young scholars use calculators to determine the total cost. There is a...
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Worksheet
Student Handouts

Budgets and Deficits

For Students 8th - 12th Standards
There's a lot to learn about the savings and loan crisis. Start off your learners with a quick reading assignment. Pupils read the brief informational article and respond to three questions about the savings and loan crisis, thrifts, and...
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Lesson Plan
1
1
Federal Reserve Bank

A Penny Saved

For Teachers 10th - 12th Standards
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
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Lesson Plan
1
1
Practical Money Skills

Making Decisions

For Students 6th - 12th
A set of quizzes and assessments would make a great companion to your instructional activity on making decisions and opportunity risks. Learners watch a PowerPoint before answering multiple choice questions about interest rates, saving...
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Lesson Plan
Curated OER

Budgeting

For Teachers 4th - 5th
Students establish budgeting techniques.  In this Economics lesson, students work in small groups to prepare a budget for a simulation activity, purchasing new playground equipment.
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Lesson Plan
Curated OER

Budget Debate: How Would You Balance the Federal Budget?

For Teachers 9th - 12th
Students examine how to balance the federal budget. In this American economics lesson, students read the provided article "Congress Debates Cutting the Budget." Students then collaborate in small groups to determine how to balance the...
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Lesson Plan
Curated OER

My Bank, My Budget, My Decisions!

For Teachers 3rd - 5th
Students build a budget. In this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.
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Lesson Plan
Curated OER

Create a Budget

For Teachers 6th - 7th
Students develop a budget spreadsheet to manage finances for their business.  In this finance activity, students use a spreadsheet program to create a budget with credit and debit columns.  There are step-by-step directions for creating...
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Lesson Plan
Curated OER

Making Good Money Choices

For Teachers 9th - 12th
Students determine how to spend donated money. In this money choices lesson, students explore the needs of the community. They determine the best use of donated funds for a good cause or charity. Students play a bingo game to reinforce...
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Lesson Plan
Curated OER

What is the Importance of Developing Job Skills?

For Teachers 7th - 8th
Financial literacy is the way to teach! The class works in small groups to discover the relationship between education and income level. They use their math and problem-solving skills to complete two different activities. They work out a...
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Lesson Plan
Council for Economic Education

You Can BANK on This! (Part 2)

For Teachers 3rd - 5th
This is part two in a four-part instructional activity on banking and personal finance. In this instructional activity, learners analyze whether or not they have made a good purchase, then discuss how to make an informed decision about a...
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Lesson Plan
Curated OER

Budgets: The Cost of Running a Planet

For Teachers 6th - 8th
Students develop a personal and planetary budget. They explore the "Spending Central" section of the ING website, discuss why we keep personal budgets, and in small groups complete a worksheet in which they create a budget for the planet.
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Lesson Plan
Council for Economic Education

Opportunity Cost

For Teachers 9th - 12th Standards
The price of those new shoes involves more than just money! Individuals explore the concept of opportunity cost using a video clip and gratification discussions. They prepare a budget based off of their set of values in regards to...

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